Overview
IDFC FIRST Bank enables you to select the current account that best aligns with your business
needs, including Digital Collection
services, Average Monthly Balance, Cash Limit, and Debit Card Transaction Limit. Compare up to 3 account variants
simultaneously
and opt for the one that best suits to your business needs.
Did you know you can earn 7.5% p.a. interest on FD with BRAVO?
Current Account
Customised
for your needs
Filter By
Business Segment
Digital Collections
Monthly Cash Limit
Monthly Cheque Collections
Debit Card purchase limit
Average Monthly Balance
Count of Free Services
37
Average Monthly Balance
₹2 Lakhs
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹30 Lakhs/month
Free Monthly Cheque Leaves
Unlimited
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
Free
Cheque Return Charges
Deposited : 10 instances/month free and ₹50 thereafter
Issued : ₹250 per cheque
Count of Free Services
37
Average Monthly Balance
₹2 Lakhs
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹30 Lakhs/month
Free Monthly Cheque Leaves
Unlimited
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
Free
Cheque Return Charges
Deposited : 10 instances/month free and ₹50 thereafter Issued : ₹250 per cheque
Count of Free Services
35
Average Monthly Balance
No minimum AMB required
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
20 times total of POS + UPI/QR collection (Max: upto ₹30 Lakhs)
Free Monthly Cheque Leaves
100
Debit Card Type
Visa Business Platinum
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
5 Free transactions;
6th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹50,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
20 times of current month AMB
(max ₹ 1 Cr)
Free Monthly Cheque Leaves
200
Debit Card Type
Rupay Business Platinum
Debit Card Charges
Issuance Fee: ₹199
Annual Fee: ₹199
Replacement Fee: ₹199
Other Bank ATM Transactions
15 Free transactions;
16th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : 10 instances/month free and ₹50 thereafter
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
No Non-maintainace charges for first year of account opening thereafter
₹50,000
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹6 Lakhs/month
Free Monthly Cheque Leaves
200
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: ₹250
Annual Fee: ₹250
Replacement Fee: ₹250
Other Bank ATM Transactions
15 Free transactions;
16th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque,
Issued : ₹250 per cheque
Count of Free Services
37
Average Monthly Balance
No Non-maintainace charges for 3 years of account opening thereafter
₹2,00,000
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹30 Lakhs per month
Free Monthly Cheque Leaves
Unlimited
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
Free
Cheque Return Charges
Deposited : 10 instances/month free and ₹50 thereafter
Issued : ₹250 per cheque
Count of Free Services
35
Average Monthly Balance
₹1 Lakh
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹12 Lakhs per month
Free Monthly Cheque Leaves
300
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
25 Free transactions;
26th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
35
Average Monthly Balance
₹1 Lakh
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹12 Lakhs per month
Free Monthly Cheque Leaves
300
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
25 Free transactions;
26th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹50,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹6 Lakhs per month
Free Monthly Cheque Leaves
200
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: ₹250
Annual Fee: ₹250
Replacement Fee: ₹250
Other Bank ATM Transactions
15 Free transactions;
16th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹50,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹6 Lakhs per month
Free Monthly Cheque Leaves
200
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: ₹250
Annual Fee: ₹250
Replacement Fee: ₹250
Other Bank ATM Transactions
15 Free transactions;
16th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹25,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹3 Lakhs per month
Free Monthly Cheque Leaves
50
Debit Card Type
Visa Business Platinum
Debit Card Charges
Issuance Fee: ₹100
Annual Fee: ₹100
Replacement Fee: ₹100
Other Bank ATM Transactions
10 Free transactions;
11th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹25,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹3 Lakhs per month
Free Monthly Cheque Leaves
50
Debit Card Type
Visa Business Platinum
Debit Card Charges
Issuance Fee: ₹100
Annual Fee: ₹100
Replacement Fee: ₹100
Other Bank ATM Transactions
10 Free transactions;
11th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
36
Average Monthly Balance
No minimum AMB required
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
10 times of current month AMB
Free Monthly Cheque Leaves
250
Debit Card Type
Visa Business Signature
Debit Card Charges
Issuance Fee: Free
Annual Fee: Free
Replacement Fee: Free
Other Bank ATM Transactions
Free
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
32
Average Monthly Balance
₹10,000/-
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
₹2 Lakhs per month
Free Monthly Cheque Leaves
25
Debit Card Type
Visa Business Platinum
Debit Card Charges
Issuance Fee: ₹100
Annual Fee: ₹100
Replacement Fee: ₹100
Other Bank ATM Transactions
5 Free transactions;
6th onwards -
₹20 for cash & ₹8 for non-cash
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
Count of Free Services
NA
Average Monthly Balance
No minimum AMB required
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
Not Applicable
Free Monthly Cheque Leaves
Not Applicable
Debit Card Type
Not Applicable
Debit Card Charges
Not Applicable
Other Bank ATM Transactions
Not Applicable
Cheque Return Charges
Not Applicable
Count of Free Services
NA
Average Monthly Balance
No minimum AMB required
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
Not Applicable
Free Monthly Cheque Leaves
Not Applicable
Debit Card Type
Not Applicable
Debit Card Charges
Not Applicable
Other Bank ATM Transactions
Not Applicable
Cheque Return Charges
Not Applicable
Count of Free Services
NA
Average Monthly Balance
No minimum AMB required
NEFT, RTGS, IMPS (Digital + Branch)
Free
Monthly Cash Deposit Limit
10 times of current month AMB
Free Monthly Cheque Leaves
Unlimited
Debit Card Type
Not Applicable
Debit Card Charges
Not Applicable
Other Bank ATM Transactions
Not Applicable
Cheque Return Charges
Deposited : ₹50 per cheque
Issued : ₹250 per cheque
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