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Got more questions?

What is a personal loan?

When a loan is taken out to purchase a pre-owned car, it is called a repurchase loan.

A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.

What can a personal loan be used for?

Anyone who meets any of the following requirements can apply:

- Self Employed Professionals

- Hindu Undivided Family (H.U.F.)

- Sole Proprietorship

- Partnership

- OPC / Private & Public  Limited Company

- Limited Liability Partnership

How do I check my eligibility for a personal loan?

You can open an IDFC FIRST Bank Current Account by visiting your nearest bank branch or click here to apply online.

How can I manage my EMI schedule?

The documents required to open a Current Account are based on your constitution type. Click here to view the list of documents.

How much time does it take to process a pre-owned car loan?

It takes 1 day to sanction the loan and further 2 days to process the payment after all the relevant documents have been provided.

How much loan can I get on repurchase of a pre-owned car?

You can get loan up to 100% of the valuation of your desired pre-owned car basis your credit score and Bank's internal assessment criteria.

How much loan can I get against a pre-owned car?

You can get loan of up to 200% of the valuation of your pre-owned car basis your credit score and Bank's internal assessment criteria.

What are special offers by IDFC FIRST Bank pre-owned car loan/loan against car?
  1. Re-purchase:

    • • Rate of Interest: Starting as low as 11.99%* per annum
    • • Tenure: up to 7 years
    • • Loan Amount: From ₹1 Lakh up to ₹2 Cr
    • • Funding: Up to 100% of the valuation of the car

  2. Re-finance/Loan against Car:

    • • Rate of Interest: Starting as low as 13.99%* per annum
    • • Tenure: Up to 5 years
    • • Loan Amount: From ₹1 Lakh up to ₹50 lakhs
    • • Funding: Up to 200% of the valuation of the car

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