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Product Hom e Loan

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Savings Account with industry best 7% Interest

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Our official website is now at www.idfcfirst.bank.in – a safe, secure and RBI-verified domain. know more.

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On a mission to build the world’s most customer friendly bank

Savings Account

Upto 7.25% p.a interest ZERO charges

Upto 7.25% p.a interest ZERO charges

Upto 7.25% p.a interest ZERO charges

Apply Now Know More

Corporate Salary Account

Maximize your earning with 7% interest p.a.*

Maximize your earning with 7% interest p.a.*

Maximize your earning with 7% interest p.a.*

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Senior Citizens Savings Account

7% p.a. interest during your golden years

7% p.a. interest during your golden years

7% p.a. interest during your golden years

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First Power Account

Offers & benefits curated for women

Offers & benefits curated for women

Offers & benefits curated for women

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Current Account

Best-in-class Current Account for business

Best-in-class Current Account for business

Best-in-class Current Account for business

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NRI Savings Account

Transfer funds 24x7 from overseas with ease

Transfer funds 24x7 from overseas with ease

Transfer funds 24x7 from overseas with ease

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Fixed Deposit

Senior Citizens get up to 8% p.a.

Senior Citizens get up to 8% p.a.

Senior Citizens get up to 8% p.a.

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Recurring Deposit

Start saving at just ₹100 per month

Start saving at just ₹100 per month

Start saving at just ₹100 per month

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NRI Fixed Deposit

Earn assured returns on your foreign currency

Earn assured returns on your foreign currency

Earn assured returns on your foreign currency

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Safe Deposit Locker

Book your secure safe deposit locker today

Book your secure safe deposit locker today

Book your secure safe deposit locker today

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Explore by Category

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  • Featured
  • Metal
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Metal

Premium Metal Zero Forex Markup

Mayura

  • Luxury travel benefits with zero forex, airport lounge/spa access
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Premium Metal 1% Forex Fee

Ashva

  • Premium travel benefits with airport lounge and golf access
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Invite Only Elite Privileges

FIRST Private

  • Exclusive invite-only metal card
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Lifetime-free

Up to 10X Rewards 1.99% Forex Fee

FIRST Select

  • Complimentary lounge access, high movie discounts
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Lifetime-Free Up to 10X Rewards

FIRST Classic

  • Movie discounts, railway lounge access
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Up to 10X Rewards 1.5% Forex Fee

FIRST Wealth

  • Premium travel perks & low forex markup
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Lifetime-Free Up to 10X Rewards

FIRST Millennia

  • 300+ merchant offers, movie discounts
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FD-Backed

0% Forex Fee FD-Backed

FIRST WOW!

  • Get credit limit up to 2X of FD, zero forex 
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Virtual Card 1% Cashback FD-Backed

FIRST EA₹N

  • Up to 1% cashback on UPI spending
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Co-Branded

Earn IndiGo BluChips Travel

IndiGo IDFC FIRST Credit Card

  • IndiGo IDFC FIRST Credit Card
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Savings on Fuel UPI-Enabled

FIRST Power

  • Enhanced rewards on UPI & save up to ₹18,500/year
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Savings on Fuel UPI-Enabled

FIRST Power+

  • Enhanced rewards on UPI & save up to ₹18,500/year
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Insurance Benefits Offers on Shopping

LIC IDFC FIRST

  • LIC Cards: Earn 6X/10X on LIC premiums, 3X/5X on other spends.
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UPI

UPI Payments Reward Points with UPI

Activate UPI

  • Enable Power of UPI on your IDFC FIRST Bank Credit Cards
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Showstopper

Instant EMI Payments Exciting Rewards

FIRST SWYP

  • Up to 20% off on top brands & affordable EMI
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Featured

Premium Metal Zero Forex Markup

Mayura

  • Luxury travel benefits with zero forex, airport lounge/spa access
Apply Now Know More
Premium Metal 1% Forex Fee

Ashva

  • Premium travel benefits with airport lounge and golf access
Apply Now Know More

Fuel

Up to 10X Rewards 1.99% Forex Fee

FIRST Select

  • Complimentary lounge access, high movie discounts
Apply Now Know More
Lifetime-Free Up to 10X Rewards

FIRST Classic

  • Movie discounts, railway lounge access
Apply Now Know More
Up to 10X Rewards 1.5% Forex Fee

FIRST Wealth

  • Premium travel perks & low forex markup
Apply Now Know More

Cashback

0% Forex Fee FD-Backed

FIRST WOW!

  • Get credit limit up to 2X of FD, zero forex 
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Virtual Card 1% Cashback FD-Backed

FIRST EA₹N

  • Up to 1% cashback on UPI spending
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Personal Loan

Avail Personal Loan up to 1 Crore

Avail Personal Loan up to 1 Crore

Avail Personal Loan up to 1 Crore

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Consumer Durable Loan

Get Loans from ₹3,000* to ₹5 Lakhs

Get Loans from ₹3,000* to ₹5 Lakhs

Get Loans from ₹3,000* to ₹5 Lakhs

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Home Loan

Get Home loans of up to ₹5 crores

Get Home loans of up to ₹5 crores

Get Home loans of up to ₹5 crores

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Loan Against Property

Get funds up to ₹10 Cr with tenure of 25 years

Get funds up to ₹10 Cr with tenure of 25 years

Get funds up to ₹10 Cr with tenure of 25 years

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New Car Loan

Get up to 90% funding on purchase of new car

Get up to 90% funding on purchase of new car

Get up to 90% funding on purchase of new car

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Pre-Owned Car Loan

Pre-owned Car loan with minimum documentation

Pre-owned Car loan with minimum documentation

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Mutual Funds

Investment options to help you meet your goals

Investment options to help you meet your goals

Investment options to help you meet your goals

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Sovereign Gold Bonds

Enjoy tax benefits and returns on gold plus

Enjoy tax benefits and returns on gold plus

Enjoy tax benefits and returns on gold plus

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Demat & trading account

Enjoy benefits of our Demat account

Enjoy benefits of our Demat account

Enjoy benefits of our Demat account

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Savings Plan

The best of safety and savings in one plan

The best of safety and savings in one plan

The best of safety and savings in one plan

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Annuity Plan

A plan for a safe retirement

A plan for a safe retirement

A plan for a safe retirement

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Investment Linked Insurance

Best of insurance & investment

Best of insurance & investment

Best of insurance & investment

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Term Insurance

Protect yourself & your family with benefits

Protect yourself & your family with benefits

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Health Insurance

Customized plans for you and your loved ones

Customized plans for you and your loved ones

Customized plans for you and your loved ones

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Motor Insurance

Protect your any precious vehicle

Protect your any precious vehicle

Protect your any precious vehicle

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Home Insurance

Protect your home your best place

Protect your home your best place

Protect your home your best place

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Travel Insurance

Safe and secure travel for smart travellers

Safe and secure travel for smart travellers

Safe and secure travel for smart travellers

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Shopping

Awesome discounts just for you!

Awesome discounts just for you!

Awesome discounts just for you!

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Travel

Take the much awaited holiday

Take the much awaited holiday

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Dining

Induldge in yummy cuisines today!

Induldge in yummy cuisines today!

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Entertainmant

Let the fun never stop!

Let the fun never stop!

Let the fun never stop!

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Education

Enrol for the courses you like

Enrol for the courses you like

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Health

Keep medical expenses in check

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Zero fee banking

The only bank in India to offer zero fee banking on all savings account services

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ZERO
CHARGES ON
IMPS
NEFT
RTGS
Cheque Book
NEFT
Cheque Book
Cheque Book
ZERO
CHARGES ON
IMPS
NEFT
RTGS
Cheque Book
NEFT
Cheque Book
IMPS
IMPS
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Cheque Book
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Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[PL]
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[CC]
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[HL]

Amount

₹
₹20K ₹1Cr

Period

Months
2 Months 84 Months

Intrest rate

%
10.75 % 36 %

You will pay EMI of only

₹1,763 monthly

Apply Now View interest rates
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Principal amount

₹
₹2.5K ₹10L

Tenure (months)

Months
3 Months 36 Months

You will pay EMI of only

₹858 monthly

Processing Fees

₹99

Interest

₹76

Total GST

₹32

Total Extra Payable

₹207

Loan Amount

₹2500

Total Charges

₹2707

Big purchases, small EMIs! Convert your spends into easyEMIs with your IDFC FIRST Bank Credit Card.

Apply Now
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹
₹1L ₹10Cr

Period

Months
12 Months 360 Months

Interest rate

%
8.75 % 10.50 %

You will pay EMI of only

₹8738 monthly

Apply Now
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹
₹7K ₹20L

Period

Months
6 Months 48 Months

Interest rate

%
9 % 26 %

You will pay EMI of only

₹8738 monthly

Apply Now View interest rates
*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

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Marathons Association
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FIRSTUNI
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But don't just hear it from us Take it from our customers.

I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue and initiating resolution. The follow up calls & the final resolution gives me confidence and trust in IDFC. Arushi Sethi 21st February 2023

"I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue & initiating resolution..." Arushi Sethi 21st February 2023

“Today I visited bund garden branch and meet with Priyanka madam and discussed regarding my old loan. She solved my all issues. I have received very Nice service and some charges waived off..." Arushi Sethi 21st February 2023

“Today I visited bund garden branch and meet with Priyanka madam and discussed regarding my old loan. She solved my all issues. I have received very Nice service and some charges waived off..." Arushi Sethi 21st February 2023

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Learn how to manage your finances

IT Announcements: Union Budget for the year 2023

16 Feb 2023 | 3 mins read

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16 Feb 2023 | 3 mins read
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Awards and accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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Helping our communities grow with us

30 Million Loans

Provided in our combined history

60,000 Villages

Served across the country

9000 Residents

Impacted Positively through our Swachh Worli Koliwada program

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

30 Million Loans

Provided in our combined history

60,000 Villages

Served across the country

9000 Residents

Impacted Positively through our Swachh Worli Koliwada program

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

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