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IDFC FIRST Bulletin

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

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Enjoy Zero Charges on 28 Commonly Used Savings Account Services

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Enjoy Zero Charges on 28 Commonly Used Savings Account Services

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Enjoy Zero Charges on 28 Commonly Used Savings Account Services

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Savings Account with industry best 7% Interest

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Always you FIRST!

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On a mission to build the world’s most customer friendly bank

Savings Account

Upto 7.25% p.a interest ZERO charges

Upto 7.25%

Upto 7.25% p.a interest

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Credit Cards

Lifetime FREE!
10x rewards

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Personal Loan

Flexible tenures Paperless process

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Fixed Deposits

Earn up to 7.5% p.a

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Mutual Funds

Invest in top funds curated by our experts

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Term Insurance

Stay insured and create financial security.

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Savings Account

Upto 7.25% p.a interest ZERO charges

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Corporate Salary Account

Maximize your earning with 7% interest p.a.*

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Senior Citizens Savings Account

7% p.a. interest during your golden years

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First Power Account

Offers & benefits curated for women

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Current Account

Best-in-class Current Account for business

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NRI Savings Account

Transfer funds 24x7 from overseas with ease

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Fixed Deposit

Senior Citizens get up to 8% p.a.

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Recurring Deposit

Start saving at just ₹100 per month

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NRI Fixed Deposit

Earn assured returns on your foreign currency

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Safe Deposit Locker

Book your secure safe deposit locker today

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Millennia Credit Card

Live life XL with this stylish credit card

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Classic Credit Card

No nonsense, just unlimited rewards and benefits

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Select Credit Card

Lifetime-free premium credit card, with exclusive perks

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Wealth Credit Card

The perfect luxury travel companion

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WOW! Credit Card

An assured, FD-backed card

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Club Vistara

Elevate Your Travel Experience

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Personal Loan

Avail Personal Loan up to 1 Crore

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Consumer Durable Loan

Get Loans from ₹3,000* to ₹5 Lakhs

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Home Loan

Get Home loans of up to ₹5 crores

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Loan Against Property

Get funds up to ₹10 Cr with tenure of 25 years

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New Car Loan

Get up to 90% funding on purchase of new car

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Pre-Owned Car Loan

Pre-owned Car loan with minimum documentation

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Mutual Funds

Investment options to help you meet your goals

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Sovereign Gold Bonds

Enjoy tax benefits and returns on gold plus

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Demat & trading account

Enjoy benefits of our Demat account

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Savings Plan

The best of safety and savings in one plan

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Annuity Plan

A plan for a safe retirement

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Investment Linked Insurance

Best of insurance & investment

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Term Insurance

Protect yourself & your family with benefits

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Health Insurance

Customized plans for you and your loved ones

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Motor Insurance

Protect your any precious vehicle

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Home Insurance

Protect your home your best place

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Travel Insurance

Safe and secure travel for smart travellers

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Shopping

Awesome discounts just for you!

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Travel

Take the much awaited holiday

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Dining

Induldge in yummy cuisines today!

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Entertainmant

Let the fun never stop!

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Education

Enrol for the courses you like

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Health

Keep medical expenses in check

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What makes us special?

We truly mean it when we say we are the most customer-friendly bank

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Spend your money on things that matter

ZERO charges on IMPS, RTGS, cash deposits, cheque book issuance & 25 other savings account services

Convenient solution just for you

3-in-1 FASTag for paying toll charges, parking charges and filling fuel

Get more so you can spend more

₹2 lakhs on ATM withdrawals & ₹6 lakhs on POS with our debit cards

Get more so you can spend more

₹2 lakhs on ATM withdrawals & ₹6 lakhs on POS with our debit cards

Perks of the FIRST WOW! Credit Card

Obtain a credit limit matching the full value of your fixed deposit

What makes IDFC FIRST Bank special

We truly mean it when we say we are the most customer-friendly bank

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ZERO charges on services like IMPS, RTGS, NEFT & ATM transactions

Monthly credit of interest on Savings Account

Up to 7.25% interest p.a. on savings account

ZERO charges on non-home branch transactions

Up to 7% interest p.a. on Savings Account

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Zero fee banking

The only bank in India to offer zero fee banking on all savings account services

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ZERO
CHARGES ON

IMPS

NEFT

RTGS

Cheque Book

NEFT

Cheque Book

ZERO
CHARGES ON

IMPS

NEFT

RTGS

Cheque Book

NEFT

Cheque Book

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[SA]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[PL]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[CC]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[HL]

Savings Account

Personal Loan

Credit Card

Home Loan

Two Wheeler Loan

Simulation Results (for a period of 1 year):

₹16,50,000

Earn additional ₹8,50,000 with
IDFC FIRST Bank (7.25%*)

₹7,50,000

With other Banks (3%)

Existing account balance

₹

₹20K ₹50Cr

50K 1L 5L 10L 25L 50L

Open account/Apply now Calculate interest

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Simulation Results (for a period of 1 year):

₹16,50,000

Earn additional ₹8,50,000 with
IDFC FIRST Bank (7.25%*)

₹7,50,000

With other Banks (3%)

Open Savings Account Calculate Interest Rates

Amount

₹

₹20K ₹1Cr

Period

Months

12 Months 84 Months

Fixed ROI

10.49% 36%

You will pay EMI of only

₹1,763 monthly

Apply Now View interest rates

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Principal amount

₹

₹1K ₹10L

Tenure (months)

Months

3 Months 36 Months

You will pay EMI of only

₹858 monthly

Big purchases, small EMIs! Convert your spends into easyEMIs with your IDFC FIRST Bank Credit Card.

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*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹

₹1L ₹10Cr

Period

Months

12 Months 360 Months

Fixed ROI

8.85% 10.50%

You will pay EMI of only

₹8738 monthly

Apply Now

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹

₹1L ₹10Cr

Period

Months

12 Months 360 Months

Fixed ROI

8.85% 10.50%

You will pay EMI of only

₹8738 monthly

Apply Now View interest rates

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

In the spotlight

Quick actions for you

Marathons Association

Journey to the start

FIRSTUNI

Explore, connent and finance your college dreams

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FIRST Rewards

Exclusive saving account loyallty programme

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Explore Cars

and get affodable loan

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Explore Bikes

and get instant loan

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Marathons Association

Journey to the start

FIRSTUNI

Explore, connent and finance your college dreams

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FIRST Rewards

Exclusive saving account loyallty programme

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Zero fee banking

The only bank in India to offer zero fee banking on all savings account services

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IMPS

NEFT

Cheque book

Deliverable returned by courier

IMPS

NEFT

Cheque book

SMS Alerts

ATM Transactions

Deliverable returned by courier

Advanced New Mobile app

With state-of-the-art, unique features allowing you a hassle-free banking experience on your finger tips

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An all-new dashboard to easily access all your accounts and cards.

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But don't just hear it from us Take it from our customers.

I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue and initiating resolution. The follow up calls & the final resolution gives me confidence and trust in IDFC. Arushi Sethi 21st February 2023

"I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue & initiating resolution..." Arushi Sethi 21st February 2023

“Today I visited bund garden branch and meet with Priyanka madam and discussed regarding my old loan. She solved my all issues. I have received very Nice service and some charges waived off..." Arushi Sethi 21st February 2023

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Credit Card

Mutual Fund

Fixed Deposit

IT Announcements: Union Budget for the year 2023

16 Feb 2023 | 3 mins read

Save for your child’s foreign education and future

16 Feb 2023 | 3 mins read

6 things to include in your monthly budget planning

16 Feb 2023 | 3 mins read

IT Announcements: Union Budget for the year 2023

16 Feb 2023 | 3 mins read

Save for your child’s foreign education and future

16 Feb 2023 | 3 mins read

6 things to include in your monthly budget planning

16 Feb 2023 | 3 mins read

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Awards and accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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IDFC FIRST Bank wins three prestigious awards at ASSOCHAM’s 17th Annual Summit (The Associated Chambers of Commerce and Industry of India)

SKOCH Award in the Financial Inclusion Category

CFI Award for Outstanding Commitment to ESG Performance in 2023

ET Most Inspiring CEO Award

ASSOCHAM’s 17th Annual Summit (The Associated Chambers of Commerce and Industry of India)

Helping our communities grow with us

30 Million Loans

Provided in our combined history

60,000 Villages

Served across the country

9000 Residents

Impacted Positively through our Swachh Worli Koliwada program

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

30 Million Loans

Provided in our combined history

60,000 Villages

Served across the country

9000 Residents

Impacted Positively through our Swachh Worli Koliwada program

36 lakhs lives enriched

Through our 24+ CSR program; Karma FIRST.

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IDFC FIRST Bank Accounts

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IDFC FIRST Bank’s Assured Cards

IDFC FIRST Bank’s Rewards for all

IDFC FIRST Bank’s Commercial Cards

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IDFC FIRST Bank Business Accounts

IDFC FIRST Bank Business Loans

IDFC FIRST Bank Business Solutions

IDFC FIRST Bank Business Offers

IDFC FIRST Bank Lending

IDFC FIRST Bank Trade

IDFC FIRST Bank Cash Management Services

IDFC FIRST Bank Treasury

IDFC FIRST Bank NRI Savings Account

IDFC FIRST Bank NRI Fixed Deposit

IDFC FIRST Bank NRI Forex Solutions

IDFC FIRST Bank Transfer to NRE

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Avail IDFC FIRST Personal Loan

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Avail IDFC FIRST Personal Loan

Avail IDFC FIRST Personal Loan

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Avail IDFC FIRST Personal Loan

Avail IDFC FIRST Personal Loan

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How do I track service requests which I have already raised?

IDFC FIRST Bank Mobile App

Drop a ‘Hi on 9555 555 555

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Always you FIRST!

Always you FIRST!

Apply for a product now

Savings Account

Upto 7.25% p.a interest ZERO charges

Upto 7.25%

Upto 7.25% p.a interest

Credit Cards

Lifetime FREE! 10x rewards

Personal Loan

Flexible tenures Paperless process

Flexible tenures Paperless process

Fixed Deposits

Earn up to 7.5% p.a

Earn up to 7.5% p.a

Earn up to 7.5% p.a

Mutual Funds

Invest in top funds curated by our experts

Invest in top funds curated by our experts

Invest in top funds curated by our experts

Term Insurance

Stay insured and create financial security.

Stay insured and create financial security.

Stay insured and create financial security.

Savings Account

Upto 7.25% p.a interest ZERO charges

Upto 7.25% p.a interest ZERO charges

Upto 7.25% p.a interest ZERO charges

Corporate Salary Account

Maximize your earning with 7% interest p.a.*

Maximize your earning with 7% interest p.a.*

Maximize your earning with 7% interest p.a.*

Senior Citizens Savings Account

7% p.a. interest during your golden years

Lifetime FREE!
10x rewards