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What is retirement planning?

Retirement planning is about ensuring you have a reliable income stream for your post-retirement years. By saving appropriately, you can sustain your lifestyle and comfortably reach all your future goals.

retirement-planning-img retirement-planning-img

Retirement planning is about ensuring you have a reliable income stream for your post-retirement years. By saving appropriately, you can sustain your lifestyle and comfortably reach all your future goals.

Why is it important to plan your retirement?

Why is it important to plan your retirement?

Retirement planning is crucial because it helps you prepare for life's uncertainties and ensures you have enough savings to cover your expenses when you stop working. Without proper planning, you may face financial difficulties during retirement, which can add stress to an already challenging time. It is important to plan your retirement for the following reasons:

  • To prepare for unexpected expenses
  • To combat inflation
  • To secure your family’s goal
  • To maintain your lifestyle
  • To prepare for a longer life

So, are your savings enough for you to retire

Evaluate your current savings and assess whether they are sufficient to sustain your lifestyle post-retirement. Our retirement planning solutions are designed to help you build a robust retirement corpus that meets your needs.

Customize your retirement plan

Step up calculator

Use our Step Up Calculator to see how increasing your savings gradually over time can significantly enhance your retirement fund. Small, consistent increments in your savings can make a big difference in the long run.

Disciplined approach for long term goals

10K 10Cr

 years

1 year 50 year

%

1% 30%

Step Up

Option to increase your SIP installment amount at pre-defined intervals, in turn boosting your investments.

10K 10Cr

%

1% 30%

After 5 years you will have

Regular SIP

₹10,36,960

Step up SIP

₹19,36,960
10k 5L 10L 20L
SIP Top-up would increase the value of your SIP investment from ₹5 Lakhs  to ₹8 Lakhs and your Investment is expected to reach ₹19.36 Lakhs instead of ₹10.36 Lakhs at the end of 10 Years.
Use our risk profiler for portfolio recommendations adjusted to your risk appetite.

10K 10Cr

 years

1 year 50 year

%

1% 30%

Step Up

Option to increase your SIP installment amount at pre-defined intervals, in turn boosting your investments.

10K 10Cr

%

1% 30%

After 5 years you will have

Regular SIP

₹10,36,960

Step up SIP

₹19,36,960
10k 5L 10L 20L
SIP Top-up would increase the value of your SIP investment from ₹5 Lakhs  to ₹8 Lakhs and your Investment is expected to reach ₹19.36 Lakhs instead of ₹10.36 Lakhs at the end of 10 Years.
Use our risk profiler for portfolio recommendations adjusted to your risk appetite.

Why should you start planning your retirement early?

Starting early allows you to build a larger retirement fund, giving you more time to grow your savings through investments. It also helps you combat inflation, manage unexpected expenses, and secure your family’s future. The sooner you start, the more prepared you'll be for a comfortable retirement.

Advantages

Starting retirement planning early comes with a variety of advantages.

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