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Sovereign Gold Bonds

Smartest way to hedge against inflation

Apply Now
wealth
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Seamlessly Digital

100% digital investment journey

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Higher returns

2.50% interest over and above gold’s market price

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Discounted rate

INR 50/gram, Discount on online purchase

icon

Seamlessly Digital

100% digital investment journey

icon

Higher returns

2.50% interest over and above gold’s market price

icon

Discounted rate

INR 50/gram, Discount on online purchase

Sovereign Gold Bonds

Sovereign Gold Bonds are RBI-issued government securities denominated in grams of gold and can be substituted for holding physical gold. They are backed by physical gold, and the government guarantees the repayment of the principal amount at maturity. Sovereign Gold Bonds are considered a safe way to invest in gold without the risks associated with storing physical gold, and helps you avoid paying making charges while buying physical gold ornaments or gold coins Read more...

Benefits of the Sovereign Gold Bond Scheme

SGB offers added benefit over other investments in gold – related assets. The advantages attached to SGB bonds are listed below:

Sovereign Gold Bond

Return Higher than actual returns on gold in form of annual 2.5% interest gains
Safety High
Purity High - Electronic Form
Capital Gain Long Term Capital Gains after 3 years. No LTCG if held till maturity
Storage Cost NIL

Sovereign Gold Bond

Return Higher than actual returns on gold in form of annual 2.5% interest gains
Safety High
Purity High - Electronic Form
Capital Gain Long Term Capital Gains after 3 years. No LTCG if held till maturity
Storage Cost NIL

Sovereign Gold Bond

Return Higher than actual returns on gold in form of annual 2.5% interest gains
Safety High
Purity High - Electronic Form
Capital Gain Long Term Capital Gains after 3 years. No LTCG if held till maturity
Storage Cost NIL

Steps to buy Sovereign Gold Bond

Individual customers can invest online by following these steps:

Step 1

Log in to IDFC FIRST Bank’s Internet Banking/Mobile application

Step 2

Go to the investments section

Step 3

Select Sovereign Gold Bond

Step 4

Enter desired quantity; the amount payable will be calculated and displayed

Step 1

Log in to IDFC FIRST Bank’s Internet Banking/Mobile application

Step 2

Go to the investments section

Step 3

Select Sovereign Gold Bond

Step 4

Enter desired quantity; the amount payable will be calculated and displayed

Eligibility

Individuals residing in India as defined under Foreign Exchange Management Act, 1999 are eligible to invest in SGB. Eligible investors include individuals, trusts, HUFs, universities, and charitable institutions. Individual investors with subsequent changes in residential status from resident to non-resident can continue to hold SGB till early redemption/maturity.

Frequently asked questions

What are Sovereign Gold Bonds(SGBs)?

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Are SGBs backed by physical gold?

How can you invest in SGBs?

Why opt-in for a smart instant personal loan?

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