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IDFC FIRST Bulletin

Redemption of Tranche 1, 2 & 3 Long Term Infrastructure Bonds - FY 2010-11

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

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Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

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Please note that the Bank is not undertaking any KYC verification through SMS, Emails, links or phone calls

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

Know More Read More

Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor..

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

Know More Read More

Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor..

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

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It was a very convenient, hassle free and contact less delightful journey.
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It was a very convenient, hassle free and contact less delightful journey.

Frequently Asked Questions

Is there Joining/ Membership/ Annual fee on Business FIRST Credit Card?

Yes.

The card comes with a joining fee (1st year) of Rs. 499 + GST and an annual fee (2nd year onwards) of Rs. 999 + GST.

What is best business credit card?

FIRST Business Credit Card provides accelerated rewards with lowest interest rates and bespoke features to target specific requirements of small businesses.

How are Business credit cards issued in India?

With minimalistic documentation, business owners can get FIRST Business Credit Card.

Is it hard to get a business credit card?

It is very easy to get FIRST Business Credit Card, more so if you are an existing IDFC FIRST Bank customer and hold a current account with us.

How do you select the right business credit card?

Least documentation with minimalistic application process, bespoke benefits that are customised to business specific requirement, lowest fees and interest rates, low Forex markup, accelerated reward points linked to business spends and much more.

What are late payment charges?

15%(Min - 100, Max - 1250)

NIL for TAD < 100

What are the forex rates?

FIRST Business cards offers a low Forex rate of 1.99%

What is the interest rate levied if there is a delay / non-payment of my credit card dues?

The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your total amount due and carry over the balances, beyond your payment due date. FIRST Business Credit Card offers an interest rate of 2% - 3% per month. Typically banks charge 3.5% per month.

What are the minimum FIRST Business Credit Card Rewards I need to start redeeming?

You do not need a minimum number of reward points to start redeeming your rewards.

Are there any charges for redemption of reward points?

Currently, there are no charges for reward redemption.

How does FIRST Business Credit Card help in managing cash flow?

FIRST Business Credit Card help offers a 48 days interest free period. Enjoy low interest rate starting at 1.5% per month.

What is the monthly minimum repayment on my First Business Credit Card?

The minimum repayment will be visible on your card statement delivered to your registered e-mail ID (minimum billing amount is 10% of total outstanding).

What if I cross my credit limit?

Your Card transactions will be approved till the assigned credit limit on your Card. If you exceed your credit limit, your transaction may get declined.

More FAQs

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