I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is
entitled in its
absolute discretion to accept or reject this application. I hereby give my consent to the
Bank to provide
me a different card, in case I am not eligible for the product applied for. I am aware that
the Bank
reserves the right not to return the supporting documents given by me along with the
application.
I confirm that I have read, understood, and agree to the MITC
(Most Important Terms & Conditions, including Schedule of Charges), Key
Fact Statements as well as the Cardmember Agreement, and I am aware they are available for
reference on the IDFC
FIRST Bank website.
The finance (interest) rates applicable to a Cardholder depend on internal policy parameters
of the
Bank. These are final and binding, and subject to change at Bank’s discretion.
I confirm that I have no insolvency proceedings pending against me nor have I ever been
adjudicated
insolvent.
I authorise IDFC FIRST Bank and/or its associates to verify any information or otherwise at
my
office/residence or to contact me/ credit bureau/RBI or any other source to obtain or
provide any
information that may be required for confirming credit card application or maintaining my
account in good
credit standing.
I hereby give my consent to IDFC FIRST Bank Limited for obtaining/authenticating/verifying
my KYC
details from CERSAI CKYC portal/ Aadhaar eKYC/ National Securities Depository Limited
(NSDL)/ Any other
service provider/ organisation as deemed fit by IDFC FIRST Bank Limited and permitted by
Reserve Bank of
India. I understand that as per directions of Government of India my KYC information will be
updated by
the bank in Central KYC Registry.
The cardmember undertakes and declares that if at any time it is discovered that there are
any amounts
due to the Bank against any credit facility, then the Bank shall have the absolute right to
hold the No
Objection Certificate (NOC) against any/all such facilities, without any prior notice.
I authorise IDFC FIRST Bank to disclose, from time to time, relevant information relating to
my personal
details (name, phone number, e-mail ID, address, age, date of birth and other such
information), Credit
Card(s) details (including any default in payments) to credit bureaus, regulator/s,
government and
investigation authorities, authorised financial institutions, any parent/subsidiary, Tax
authorities,
affiliate and associate of IDFC FIRST Bank, and to third parties engaged by IDFC FIRST Bank,
for purposes
such as marketing of services, fulfillment of card offers/benefits, proper operation of
Credit Card
accounts and other administrative services. I hereby consent and authorize IDFC FIRST Bank
and/or its
affiliates and associates and/or third parties engaged by IDFC FIRST Bank to send me
information through
WhatsApp/SMS/email alerts/post/any other way deemed fit by the Bank or/call me on my
registered mobile
number for the purposes of operation of the card, send Welcome Kit/monthly
statements/marketing
information and offers on the card and offering of various products and services of IDFC
FIRST Bank
through agent(s) and/or any third party(ies) or any of the product(s) of its group
companies,
subsidiaries, affiliates, co-brand partners.
I hereby declare that the details furnished in the application are true and correct to the
best of my
knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes therein,
immediately. In
case any of the information is found to be false or untrue or misleading or misrepresenting,
I am aware
that I shall be held liable for it.
