Say Hello to 5% Cashback
(FD-Backed Credit Card)
On incremental online spends above ₹10,000
On online spends up to ₹10,000
on 
| in-store
| Utilities Insurance | Education spends
Cashback auto-credit to card account - simple and transparent
Get a head start on your credit score journey, with ₹10,000 FD or more
Introductory offer: ₹0 Joining fee
Annual Fee: ₹1,000 ₹0, on ₹2L annual spends
5% Cashback on incremental Online spends above ₹10,000 & 3% Cashback on Online spends up to ₹10,000 every month
1% Cashback on UPI^ spends done via IDFC FIRST Bank mobile app
1% Cashback on offline spends – Tap, Dip or Swipe – all covered
1% Cashback on everyday essentials like utility, education, insurance etc.
Bonus 1% Cashback on Hotel & Flight Bookings via IDFC FIRST Bank mobile app
1% Fuel surcharge waiver up to ₹100 in a statement cycle
Multiple FDs can be easily linked to increase credit limit
Assured FD backed card with 100% credit limit of FD value - Earn Interest on FD + Cashback on Card
Interest-free* cash withdrawal up to 100% of your FD value. Access to your funds without liquidating your FD
Annual Fee Reversal 100% annual fee reversal on annual spends of ₹2L or more 50% annual fee reversal on annual spends between ₹ 1L to ₹ 2L
Complimentary Roadside Assistance worth ₹1,399. Valid up to 4 times in a year
Minimal exclusions for Cashback^ - fuel, ATM Cash & EMI spends
Extra information about the card will come here on the flip of that particular card. Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.
Extra information about the card will come here on the flip of that particular card. Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.
Extra information about the card will come here on the flip of that particular card. Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.Extra information about the card will come here on the flip of that particular card.
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