Big purchases, small EMIs! Convert your
spends into easy EMIs with your
IDFC
FIRST Bank Credit Card.
Call 18605001111 or Click here
Disclaimer: The processing fee and other charges are subject to change. Please check with the bank for the latest information.
| Amount | Processing Fees | Duration (Months) | GST | Total |
|---|
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1,000 | 1 | ₹ 180 | ₹ 180 |
| ₹ 100,000 | ₹ 1000 | 1 | ₹ 180 | ₹ 180 |
A Credit Card repayment cycle follows the concept of amortisation, which uses your monthly EMI to pay off both the principal A Credit Card repayment cycle follows the concept of amortisation, which uses your monthly EMI to pay off both the principal Read more
IDFC FIRST Bank does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is
Enter the amount of transaction i.e. the principal amount and the duration (in months) required for payback and click on “Calculate”. Our Credit Card EMI calculator will immediately tell you the breakup and repayment amount for your transaction.
We at IDFC FIRST Bank look at your income and also your debt-to-income ratio. The way you manage the debt also plays a key role in deciding your credit card limit. If your debt-to-income ratio is higher, the credit limit will be on the lower side.
Credit limit is the maximum amount or maximum credit card limit allowed for you to spend on through your credit card.
While credit cards come with a certain maximum credit limit, there are many ways in which you can request to increase credit limit. Here are some handy tips –
Also known as APR (Annual Percentage Rate), credit card interest rate is the amount you pay for borrowing money on credit. It is typically calculated yearly.
Yes, to avail of IDFC FIRST Credit Cards, the applicant must be at least 18 years of age. This minimum age limit is also applicable for add-on credit cards.
