Bulk applications have been submitted and sent to Authorised Person for approval
Terms and Conditions
You declare that above given information is true and correct to your knowledge. You
understand and acknowledge that the details provided in this form will be governed by the
Terms and Conditions as mentioned in the Cardmember Agreement. Nomination details as
provided above will be shared with the Insurer and replace the nomination details provided
by you earlier, if any.
You nominate your nominee as per details furnished above to whom, in the event of your death
under the circumstances as covered in the Terms & Conditions of the complimentary insurance
policy on your IDFC FIRST Bank credit card, the insurance claim amount payable may be handed
over
You acknowledge that the Insurance benefit provided on the Card will be available to you as
per the terms of the relevant Insurance policy in force and only so long as you are and
remain an active Cardmember of IDFC FIRST Bank with your account conduct being deemed
satisfactory and in event of the Card and/or account facility being terminated for whatever
reason, the benefit of such insurance cover shall automatically and ipso facto cease to be
available from the date of cessation of membership
The complimentary insurance covers are available only to IDFC FIRST Bank cardmembers who
have transacted on the card for a Purchase / ATM withdrawal transaction, at least once,
within 30 days prior to the day of occurrence of the incidence, for which the insurance
claim is being made. Inactive cards (Cards that have been inactive as aforesaid for 30 days
or more) and Cards that are overdue for payment will not qualify for the complimentary
insurance covers.
Air Accident cover and Travel Insurance cover are applicable only if the ticket has been
booked using your IDFC FIRST Bank Credit Card.
Purchase Protection Cover is applicable only if the purchase has been made using your IDFC
FIRST Bank Credit Card
IDFC FIRST Bank reserves the right to discontinue the insurance facility so offered at any
time. In such an event Cardmembers shall be informed about the same through removal of
insurance cover details from the bank website and/or sending communication to cardmembers.
Any decision of IDFC FIRST Bank in this case shall be final
The insurance coverage is provided to Cardmembers by the Insurance Company, whose terms,
conditions and decisions, for which IDFC FIRST Bank is not liable, will apply.
Claims must be intimated to the Insurance Company or Bank empanelled broker for the policy
within 30 days of the occurrence of the incidence. Please check the Insurance benefit
document available in the credit card section of the Bank website to get the details of the
Insurance Company and Bank empanelled broker for the policy. The Insurance benefit document
also provides you the details about the Insurance features and Terms & conditions of
Insurance covers available on your IDFC FIRST Bank Credit Card.
IDFC FIRST Bank does not hold any warranty and/or make representation about quality,
delivery of the cover, claims processing or settlement of the claim by the Insurance
Company, in any manner whatsoever. You may be asked to submit additional documents, as per
the requirements of the case by the Bank, Bank empanelled broker or Insurance company.
IDFC FIRST Bank will not be liable for any delay in settlement of the claims.
If the Nominee is a minor, then details of a Guardian need to be provided
Nominee’s KYC documents and other applicable documents needs to be provided at the time of
claim. The list of documents to be submitted for claims is available in the Insurance
benefit document available in the credit card section of the Bank website. Please note
document checklist given on the Bank website is tentative in nature, Insurer may choose at
its discretion to request more documents for settlement and investigation purposes
Further queries or assistance regarding the policy, exclusions and claim settlements can be
sent to the Bank empanelled broker. Its details are mentioned in the Insurance benefit
document available in the credit card section of the Bank website
Cardmember will be additionally governed by Terms and conditions of IDFC FIRST Bank
Cardmember Agreement. Customer can view the terms and conditions on the online portal https://www.idfcfirstbank.com
