I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is
entitled in its absolute discretion to accept or reject this application without citing
any reason. I hereby give my consent to the bank to provide me a different card in case
I am not eligible for the product applied for. I am aware that the bank reserves the
return the supporting documents given by me along with the application.
I confirm that I have read, understood and agree to the MITC (Most Important Terms &
Conditions, including Schedule Of Charges) as well as the Card member Agreement, and I
am aware they are available for reference on the IDFC FIRST Bank website.
I confirm that I have no insolvency proceedings pending against me nor have I ever
insolvent.
The card member undertakes and declares that if at any time it is discovered that there
are any amounts due to the bank against any credit facility, then the bank shall have
the absolute right to hold the No Objection Certificate (NOC) against any/all such
facilities, without any prior notice.
I authorize IDFC FIRST Bank to disclose, from time to time, relevant information
relating to my personal details (name, phone number, e-mail ID, address, age, date of
birth and other such information), Credit Card(s) details (including any default in
payments) to credit bureaus, regulator/s, government and investigation authorities,
authorized financial institutions, any parent/subsidiary, affiliate and associate of
IDFC FIRST Bank, and to third parties engaged by IDFC FIRST Bank, for purpose such as
marketing of services, fulfillment of card offers/benefits, proper operation of Credit
Card accounts and other administrative services. I hereby consent and authorize IDFC
FIRST Bank and/or its affiliates and associates and/or third parties engaged by IDFC
FIRST Bank to send me information through WhatsApp/SMS/e-mail alerts/post/ any other way
deemed fit by the bank or/call me on my Registered Mobile Number for the purposes of
operation of the card, send Welcome Kit/Monthly Statements/marketing information and
offers on the card and offering of various products and services of IDFC FIRST Bank
through agent(s) and/or any third party(ies) or any of the product(s) of its group
companies, subsidiaries, affiliates, co-brand partners.
I hereby declare that the details furnished in the application are true and correct to
the best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any
changes therein, immediately. In case any of the information is found to be false or
untrue or misleading or misrepresenting, I am aware that I shall be held liable for it.
