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Apply Now Product Hom e Loan
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Apply Now Product Balance Transfer - Hom e Loan
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BENEFITS & PRIVILEGES

Exciting welcome benefits & merchant offers to get you started!

  • ₹250 Cash back on first transaction of ₹250 or above at HPCL fuel station within 30 days of Card set-up Know More
  • 5% Cash back (up to ₹1000) on the transaction value of first EMI done within 30 days of card set-up
  • Get flat ₹500 off on ZoomCar rentals
  • Get discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and EuropCard

BENEFITS & PRIVILEGES

Powerful lifestyle privileges for a life in the fast lane!

  • Free Roadside Assistance worth ₹1,399 Know More
  • Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
  • EMIfy your purchases and balances and enjoy convenience of payments (Available on transactions and balances above ₹2,500)
  • Gift Add-on card to your family members without any extra charges (up to 3 add-on cards available)
  • Refer this card to your friends and earn 2,000 Rewards for every successful referral. Earn up to 10,000 Rewards

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!

  • 2.5% Value back on fuel & LPG filling up to ₹100 per month Know More
  • 2.5% Value back* on IDFC FASTag recharge up to ₹ 50 per month
  • 2.5% Value back on utility & grocery spends up to ₹100 per month
  • 1.5% Value back** on HP Pay App up to ₹75 per month
  • 1% fuel surcharge waiver up to ₹100 per month
  • 2X Reward Points*** on other retail transactions

Testimonials

inverted-commas

I have won reward points on one of their programs. I really like it. Each month there are reward points run by the bank. I recommend IDFC credit card to everyone.

Jayesh Panchal (Vapi Gujarat)

FIRST Millennia Customer

December 11, 2024

inverted-commas

The good thing about the reward points is that you can use it against any spends or for a specific voucher. So overall I am pretty happy.

Lokesh Kamani (Pune)

FIRST Wealth Customer

December 11, 2024

inverted-commas

While many banks are devaluing reward points, as compared IDFC is improving its rewards program. On top of that they also give reward points for lifetime.

Jasvantsinh Rathod (Gandhinagar)

FIRST Wealth Customer

December 11, 2024

inverted-commas

I applied online and the card came seamlessly to me. I really like the reward system and the ease of converting the points to a lot of other vouchers.

Litesh Jethani (Mumbai)

FIRST Wealth Customer

December 11, 2024

inverted-commas

You can use these Reward Points on any online transaction so I am very happy to use it.

Sachin Kumar (Delhi)

FIRST Select Customer

December 11, 2024

inverted-commas

As compared to other banks the reward points are the best. Anytime IDFC offers are better than other cards. It’s my high usage card

Sagar Vaniya (Surat)

FIRST Millennia Customer

December 11, 2024

Get added benefits on Flight and Hotel bookings

Unlock amazing benefits with the IDFC FIRST Mobile Banking app

  • Say goodbye to convenience fees on all flight bookings (no conditions)
  • Earn 20 bonus Reward Points on every ₹100 spent on hotel booking
  • Exclusive deals enjoy attractive airfares and hotel prices

Read terms and conditions

Scan the QR Code to get started!

How to book your flight and hotels

Step 1

Login to IDFC FIRST mobile banking app

Step 2

Visit Travel and Shop

Step 3

Click flight or hotel booking