I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is entitled in its absolute discretion to accept or reject this application without citing any reason. I hereby give my consent to the bank to provide me a different card in case I am not eligible for the product applied for. I am aware that the bank reserves the return the supporting documents given by me along with the application.

I confirm that I have read, understood and agree to the MITC (Most Important Terms and Conditions, including Schedule of Charges) as well as the Card Member Agreement, and I am aware they are available for reference on the IDFC FIRST Bank website.
I confirm that I have no insolvency proceedings pending against me nor have I ever insolvent.

The card member undertakes and declares that if at any time it is discovered that there are any amounts due to the bank against any credit facility, then the bank shall have the absolute right to hold the No Objection Certificate (NOC) against any/all such facilities, without any prior notice.

I authorize IDFC FIRST Bank to disclose, from time to time, relevant information relating to my personal details (name, phone number, email-ID, address, age, date of birth and other such information), Credit Card(s) details (including any default in payments) to credit bureaus, regulator/s, government