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Great bank, excellent customer service .My entire family banks here.There friendly efficient employees always greet you with a smile and makes you feel like you are the most important customer. Thank you for the service geetika mam Prince, Delhi

Great bank, excellent customer service .My entire family banks here.There friendly efficient employees always greet you with a smile and makes you feel like you are the most important customer. Thank you for the service geetika mam Prince, Delhi

Great bank, excellent customer service .My entire family banks here.There friendly efficient employees always greet you with a smile and makes you feel like you are the most important customer. Thank you for the service geetika mam Prince, Delhi

Great bank, excellent customer service .My entire family banks here.There friendly efficient employees always greet you with a smile and makes you feel like you are the most important customer. Thank you for the service geetika mam Prince, Delhi

Great bank, excellent customer service .My entire family banks here.There friendly efficient employees always greet you with a smile and makes you feel like you are the most important customer. Thank you for the service geetika mam Prince, Delhi

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Is there Joining/ Membership/ Annual fee on the Mayura Credit Card?

Yes. The card has a Joining fee (1st year) of ₹5,999+ GST and an Annual fee (2nd year onwards) of ₹5,999 + GST.

When will I have to pay the joining fee?

The joining fee of ₹5,999 (+GST) will be levied instantly on card generation. You can pay for the fee before or after statement generation.

Can I use my card for online transactions till the physical card is delivered to me?

Your credit card will get activated as soon as you pay the joining fee. While your physical card is on its way, you can use the activated card for transacting online. Note that payments on the card are blocked until the joining fee is paid.

What is the joining benefit on the Mayura Credit Card?

Upon paying the joining fee, you will receive ₹1,000 cashback on each of the 4 transactions worth over ₹1,000 made using your credit card within 60 days of card generation. The joining benefit will be credited in the following statement. Cash withdrawal transactions, fee and charges will not be eligible for the joining benefit.

What will be my credit limit?

If you are applying for your first unsecured credit card by IDFC FIRST Bank, you will get a credit limit as per our internal policies.

If you already own an unsecured credit card by IDFC FIRST Bank, you’ll receive the same credit limit for the new card. The credit limit will be shared across all your IDFC FIRST Bank unsecured credit cards.

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