Your guaranteed FD backed Card – earn up to 5% Cashback
Powerful Cashback on Everyday Spends. Earn up to 5% Cashback on online spends
1% Cashback on in-store & UPI payments
1% Cashback on insurance, education and utility spends
Build Your Credit Score from Day 1 with min. ₹10,000 FD
5% Cashback on incremental Online spends above ₹10,000 & 3% Cashback on Online spends up to ₹10,000 every month
1% Cashback on UPI^ spends done via IDFC FIRST Bank mobile app
1% Cashback on offline spends – Tap, Dip or Swipe – all covered
1% Cashback on everyday essentials like utility, education, insurance etc.
Bonus 1% Cashback on Hotel & Flight Bookings via IDFC FIRST Bank mobile app
1% Fuel surcharge waiver up to ₹100 in a statement cycle
Multiple FDs can be easily linked to increase credit limit
Assured FD backed card with 100% credit limit of FD value - Earn Interest on FD + Cashback on Card
Interest-free* cash withdrawal up to 100% of your FD value. Access to your funds without liquidating your FD
Annual Fee Reversal 100% annual fee reversal on annual spends of ₹2L or more 50% annual fee reversal on annual spends between ₹ 1L to ₹ 2L
Complimentary Roadside Assistance worth ₹1,399. Valid up to 4 times in a year
Minimal exclusions for Cashback^ - fuel, ATM Cash & EMI spends
