We thought you are salaried / self-employed basis our records. We will not be able to offer
you a credit card caurrently
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Terms and Conditions
I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is
entitled in its absolute discretion to accept or reject this application without citing any
reason. I hereby give my consent to the bank to provide me a different card in case I am not
eligible for the product applied for. I am aware that the bank reserves the return the
supporting documents given by me along with the application.
I confirm that I have read, understood and agree to the MITC (Most Important Terms &
Conditions, including Schedule Of Charges) as well as the Card member Agreement, and I am
aware they are available for reference on the IDFC FIRST Bank website.
I confirm that I have no insolvency proceedings pending against me nor have I ever
insolvent.
The card member undertakes and declares that if at any time it is discovered that there are
any amounts due to the bank against any credit facility, then the bank shall have the
absolute right to hold the No Objection Certificate (NOC) against any/all such facilities,
without any prior notice.
I authorize IDFC FIRST Bank to disclose, from time to time, relevant information relating to
my personal details (name, phone number, e-mail ID, address, age, date of birth and other
such information), Credit Card(s) details (including any default in payments) to credit
bureaus, regulator/s, government and investigation authorities, authorized financial
institutions, any parent/subsidiary, affiliate and associate of IDFC FIRST Bank, and to
third parties engaged by IDFC FIRST Bank, for purpose such as marketing of services,
fulfillment of card offers/benefits, proper operation of Credit Card accounts and other
administrative services. I hereby consent and authorize IDFC FIRST Bank and/or its
affiliates and associates and/or third parties engaged by IDFC FIRST Bank to send me
information through WhatsApp/SMS/e-mail alerts/post/ any other way deemed fit by the bank
or/call me on my Registered Mobile Number for the purposes of operation of the card, send
Welcome Kit/Monthly Statements/marketing information and offers on the card and offering of
various products and services of IDFC FIRST Bank through agent(s) and/or any third
party(ies) or any of the product(s) of its group companies, subsidiaries, affiliates,
co-brand partners.
I hereby declare that the details furnished in the application are true and correct to the
best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes
therein, immediately. In case any of the information is found to be false or untrue or
misleading or misrepresenting, I am aware that I shall be held liable for it.