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Yes.
The card comes with a joining fee (1st year) of Rs. 499 + GST and an annual fee (2nd year onwards) of Rs. 999 + GST.
FIRST Business Credit Card provides accelerated rewards with lowest interest rates and bespoke features to target specific requirements of small businesses.
With minimalistic documentation, business owners can get FIRST Business Credit Card.
It is very easy to get FIRST Business Credit Card, more so if you are an existing IDFC FIRST Bank customer and hold a current account with us.
Least documentation with minimalistic application process, bespoke benefits that are customised to business specific requirement, lowest fees and interest rates, low Forex markup, accelerated reward points linked to business spends and much more.
15%(Min - 100, Max - 1250)
NIL for TAD < 100
FIRST Business cards offers a low Forex rate of 1.99%
The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your total amount due and carry over the balances, beyond your payment due date. FIRST Business Credit Card offers an interest rate of 2% - 3% per month. Typically banks charge 3.5% per month.
You do not need a minimum number of reward points to start redeeming your rewards.
Currently, there are no charges for reward redemption.
FIRST Business Credit Card help offers a 48 days interest free period. Enjoy low interest rate starting at 1.5% per month.
The minimum repayment will be visible on your card statement delivered to your registered e-mail ID (minimum billing amount is 10% of total outstanding).
Your Card transactions will be approved till the assigned credit limit on your Card. If you exceed your credit limit, your transaction may get declined.
