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Savings Account with industry best 7% Interest

Notifications

IDFC FIRST Bulletin

Redemption of Tranche 1, 2 & 3 Long Term Infrastructure Bonds - FY 2010-11

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

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Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

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In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

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Please note that the Bank is not undertaking any KYC verification through SMS, Emails, links or phone calls

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

Know More Read More

Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor..

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

Know More Read More

Stay Protected from the Novel Coronavirus No Carelessness Until there is a Cure

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor..

In case your personal records are not updated and in non-receipt of maturity proceeds, click to update details and upload scanned copies…

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Please select a card to proceed

 
Bank Statement Required*

FIRST Wealth

Credit card statement required

FIRST Select

No document required*

FIRST Millennia

CREDIT LIMIT ON CARD
CREDIT LIMIT ON CARD

₹ 5,00,000

₹ 3,00,000

₹ 1,60,000

DOCUMENTS REQUIRED
DOCUMENTS REQUIRED

Bank statements of last 3 months

Credit card statement of last month

No documents required

FOREX MARKUP
FOREX MARKUP

1.50%

1.99%

3.50%

PREMIUM BENEFITS
PREMIUM BENEFITS
4

Complimentary spa visits every quarter

-
-
OTHER BENEFITS
OTHER BENEFITS

Buy 1 get 1 offer on movie tickets, up to ₹500 per ticket, twice every month

Fuel surcharge waiver up to ₹500 every month

Get a personal Accident Cover worth ₹10 lakhs

Buy 1 get 1 offer on movie tickets, up to ₹250 per ticket, twice every month

Fuel surcharge waiver up to ₹300 every month

Get a personal Accident Cover worth ₹5 lakhs

Buy 1 get 1 offer on movie tickets, up to ₹250 per ticket, twice every month

Fuel surcharge waiver up to ₹300 every month

Get a personal Accident Cover worth ₹5 lakhs

Here’s why 3 lac+ customers love IDFC FIRST Credit Cards

  • Spend without worry, with interest rates as low as 9% p.a.

  • Earn industry’s highest reward points, that never expire!

  • Manage your card easily from your phone

Have questions? Here are the answers!

Is there a Joining/Membership fee for IDFC FIRST Bank Credit Cards?

There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.

What are the documents required for processing a credit card application?

As a pre-approved customer, there are no documents required to be submitted. We will process your application without documents instantly

What is the interest rate levied if there is a delay / non-payment of my credit card dues?

The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your toal amount due and carry over the balances, beyond your payment due date.

IDFC FIRST Bank offers an interest rate of 0.75% - 2.99% per month, which is lowest in the industry. Typically banks charge 3.45% per month

How do I earn reward points?

You will earn rewards points for all purchase transactions* done on your IDFC FIRST Bank Credit Card.

*Transactions that will not accrue reward points: 1) Cash Withdrawal 2) Transactions done on fuel and insurance categories 3) Transactions which are converted to EMI

How many points do I earn per transaction?

For every ₹100 spent, you will receive 3 reward points on all offline transactions, 6 reward points on all online transactions and 10 reward points on all incremental spends above ₹20,000 every billing cycle.

Cash Withdrawal, Insurance, Fuel & EMI conversion transactions will not accrue reward points.

1X = 1 reward point = ₹0.25

When will the welcome bonus offers/points be credited to my account?

You will earn gift vouchers worth ₹500 as a welcome offer with your IDFC FIRST Bank Credit Card, on a minimum spend of ₹15000 within the first 3 months of card issuance.

What are the minimum IDFC FIRST Bank Rewards I need to start redeeming?

You do not need a minimum number of reward points to start redeeming your rewards.

Are there any charges for redemption of reward points?

There are NO charges for reward redemption.

Is there an expiry date on the reward points accrued on my card?

There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card

What is the Merchant EMI conversion?

Merchant EMI conversions' are transactions converted into Equal Monthly Instalments (EMI) by the merchant at the time of the transaction. These transactions would be converted into EMIs by charging interest on the monthly reducing balance. The interest rate is communicated at the time of availing the product. 5% Cash back for a 'Merchant EMI' transaction is offered solely by the merchant / brand and shall be credited to the card account only on receipt of the funds from the merchant / brand. This process may take up to 90 business days.

Why do I not have an IDFC FIRST Bank pre-approved credit card offer?

Eligiblity of pre-approved credit card offer is based on bank's internal policies. Do not worry, we will reach out to you as soon as we have an offer for you.

More FAQs

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