Metal with a heart of Gold

Celebrating the altruist in you with class-apart privileges. Welcome to the world of fine indulgences and conveniences that reciprocate your benevolence.

By-Invitation only

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  • This card is issued by invitation only
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  • FIRST Private Credit Card comes with a Commencement and an Yearly fees of ₹50,000 and applicable taxes
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For the collective good of mankind

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  • Bank contributes Karma Points in your name for every rupee spend beyond ₹20,000 in a billing cycle.
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  • 10% of your birthday spends is donated by the Bank in your name as Karma Points
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Karma Points earning and Birthday donation do not include Fuel, EMI, Insurance transactions and Cash withdrawals

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Class-Apart Privileges

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  • 10X Reward points on spends above Rs. 20,000 in a billing cycle, and on your Birthday
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  • 6X Reward points on online spends and 3X Rewards on offline spends if monthly spends are below Rs. 20,000 in a billing cycle
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  • Redeem your Reward points online or at select merchant outlets or even for luxury brand gift vouchers
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Enjoy the fineries that life has to offer

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  • Get access to Movies/Plays/Events with an instant discount upto Rs. 750 twice per month online on BookMyShow
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  • 2 complimentary Golf rounds or lessons every month on crossing Rs. 40,000 spends
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  • Get access to the highest tier privileges and curated events through the VISA Infinite platform
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We reciprocate your benevolence

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  • 0% Forex Markup on international spends
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  • Global access to interest-free cash up to 48 days across ATMs
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  • 4 Premium lounge access and spa benefits for yourself and your add-on cardholders
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  • Comprehensive travel and air accident insurance cover
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  • Roadside Assistance - Complimentary Roadside Assistance worth Rs. 1,399 to help you.
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We appreciate the rare art of giving

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VISA Infinite Benefits

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  • 20% off retail rates for VISA Airport Limo Transfer Program
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  • 25% off retail rates for VISA Meet & Greet Immigration Services
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  • Affluent Dining Program Domestic
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  • Complimentary ID Sentry memberships
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  • Exclusive Curated experiences across health & fitness, lifestyle and music
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