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We are taking you to InstaUPI Credit Card page.

Activate Instantly Joining Fee: ₹199 | Annual Fee (2nd year onwards): ₹199
Limited period offer: 100% cashback worth ₹200 i.e., ₹50 each, on first 4 UPI transactions*

Your IDFC FIRST Credit Card – Now Powered for

Joining Fee: ₹199 | Annual Fee (2nd year onwards): ₹199
Welcome offer: Cash back up to ₹200
New RuPay card linked to your existing Credit Card

UPI now becomes
rewarding

  • Earn 3X rewards* on UPI spends above ₹2,000 and 1X rewards* on UPI spends less than ₹2,000
  • Never expiring reward points
  • Fully Digital Card**
  • Linked to your existing credit limit
  • Convert UPI spends to easy EMI
*Insurance and Utility bill payments will earn 1x reward points
**No physical card will be issued

UPI + Credit =
Convenience

We all love UPI. It’s fast, easy and flexible.
Now, you get to pay UPI through your credit card account. That’s all.
  • Scan 60M+ merchant QR codes
  • Select InstaUPI credit card
  • Enter UPI PIN, and you’re done

Get started with your
FIRST Digital Rupay
Credit Card

Limited period offer 100% cashback worth ₹200 i.e., ₹ 50 each, on first 4 UPI transactions done within 15 days of digital card generation. Know more

Follow 4 simple steps to start transacting

01

Open your favourite UPI app

To know more click here

02

Go to `Account` section

03

Select IDFC FIRST Bank Credit Card option

04

Set UPI PIN & start transacting

Have questions?
Here are the answers!

Is there joining/membership fee for IDFC FIRST Bank credit cards?

There is no joining membership fee applicable on any of IDCFC FIRST Bank credit cards.

What is a fully digital credit card?

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How do I activate my digital IDFC FIRST Bank Credit Card?

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Is this different from my existing IDFC FIRST Bank Credit Card?

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