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Enjoy Zero Charges on 28 Commonly Used Savings Account Services
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Joining Fee of ₹199, Annual Fee (2nd year onwards) of ₹199 Introductory offer – 100% cashback of up to ₹200*
Joining Fee of ₹199, Annual Fee (2nd year onwards) of ₹199 Introductory offer – 100% cashback of up to ₹200*
Welcome to IDFC FIRST Bank, where finding the right credit card is effortless. We understand that every individual has unique financial needs, which is why we offer a wide selection of credit cards designed to suit various lifestyles and preferences. Choose from a variety of credit cards that offer never-expiring reward points, cashback, travel benefits, and much more. The application process is seamless—apply for a credit card online and get instant approval. With IDFC FIRST Bank, you can apply for a credit card that not only meets your needs but also provides the flexibility and benefits to support your financial journey. Discover your ideal credit card now.
Here’s what makes it unique
now earn rewards on UPI transactions
Reward structure Cards linked to Club Vistara Credit Card:
1 CV Point on every ₹200 UPI spends*, not applicable on fuel, Cash Withdrawal (MCC 6010,
6011,7280)
& EMI.
*UPI spends will be calculated for monthly and annual milestone calculations for Vistara card.
Reward structure for FIRST Digital UPI Cards linked to Club Vistara Credit
Card:
1 CV Point on every Rs. 200 UPI spends.
*UPI spends will be calculated for monthly and annual milestone calculations for Vistara Card.
Go to the Credit cards section and select your RuPay Credit Card
Tap on ‘Click for card details’ on the card face to access your card details
Note the last 6 digits and expiry of your FIRST Digital RuPay Credit card
Your RuPay Credit Card will be linked automatically to the IDFC FIRST Bank Mobile App as soon as it is generated.
Your RuPay Credit Card will be linked automatically to the IDFC FIRST Bank Mobile App as soon as it is generated.
Scan the QR code to open the app
Once your card is generated, scan the given QR code with your phone to link and use your RuPay Credit Card to make UPI payments.
Once your card is generated, tap 'Link Now' to link and use your IDFC FIRST RuPay Credit Card on PhonePe to make UPI payments.
Scan the QR code to open PhonePe
Once your card is generated, scan the given QR code with your phone to link and use your RuPay Credit Card to make UPI payments.
Once your card is generated, tap 'Link Now' to link and use your IDFC FIRST RuPay Credit Card on Google Pay to make UPI payments.
Scan the QR code to open GPay
Once your card is generated, scan the given QR code with your phone to link and use your RuPay Credit Card to make UPI payments.
Once your card is generated, tap 'Link Now' to link and use your IDFC FIRST RuPay Credit Card on Paytm to make UPI payments.
Scan the QR code to open Paytm
Once your card is generated, scan the given QR code with your phone to link and use your RuPay Credit Card to make UPI payments.
Once your card is generated, tap 'Link Now' to link and use your IDFC FIRST RuPay Credit Card on Paytm to make UPI payments.
Scan the QR code to open Paytm
Now earn rewards on UPI transactions
Once you’ve set up your RuPay credit card on UPI,
you’re ready
to make payments in just 3 simple steps
Deep dive into everything finance
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Here's how to catch the latest releases in cinemas at a fraction of the cost with the right credit card.
Discover the advantages of linking your credit card to UPI and how to get started.
I have won reward points on one of their programs. I really like it. Each month there are reward points run by the bank. I recommend IDFC credit card to everyone.
Jayesh Panchal (Vapi Gujarat)
FIRST Millennia Customer
December 11, 2024
The good thing about the reward points is that you can use it against any spends or for a specific voucher. So overall I am pretty happy.
Lokesh Kamani (Pune)
FIRST Wealth Customer
December 11, 2024
While many banks are devaluing reward points, as compared IDFC is improving its rewards program. On top of that they also give reward points for lifetime.
Jasvantsinh Rathod (Gandhinagar)
FIRST Wealth Customer
December 11, 2024
I applied online and the card came seamlessly to me. I really like the reward system and the ease of converting the points to a lot of other vouchers.
Litesh Jethani (Mumbai)
FIRST Wealth Customer
December 11, 2024
You can use these Reward Points on any online transaction so I am very happy to use it.
Sachin Kumar (Delhi)
FIRST Select Customer
December 11, 2024
As compared to other banks the reward points are the best. Anytime IDFC offers are better than other cards. It’s my high usage card
Sagar Vaniya (Surat)
FIRST Millennia Customer
December 11, 2024
Unlock amazing benefits with the IDFC FIRST Mobile Banking app
There is no joining membership fee applicable on any of IDCFC FIRST Bank credit cards.
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