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    • Avail IDFC FIRST Personal Loan

      Lorem ipsum dolor sit amet, consectetur adipiscing elit

    • Avail IDFC FIRST Personal Loan

      Lorem ipsum dolor sit amet, consectetur adipiscing elit

    • Avail IDFC FIRST Personal Loan

      Lorem ipsum dolor sit amet, consectetur adipiscing elit

    • Avail IDFC FIRST Personal Loan

      Lorem ipsum dolor sit amet, consectetur adipiscing elit

    • Avail IDFC FIRST Personal Loan

      Lorem ipsum dolor sit amet, consectetur adipiscing elit

    • Avail IDFC FIRST Personal Loan

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Savings Account with industry best 7% Interest

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Please Hang on!

We are taking you to InstaUPI Credit Card page.

Activate Instantly

InstaUPI
Credit Card

Power of UPI – now on your IDFC FIRST Credit Card

*No paperwork *No credit check
*Linked to existing Credit Card

Unlimited rewards,
now on UPI

  • Earn up to 3 rewards on UPI Spends.
  • Our reward points do not expire
  • Linked to your existing card credit limit.
  • Convert UPI spends to easy EMI.
  • Fully Digital Card

UPI + Credit =
Convenience

We all love UPI. It’s fast, easy and flexible.
Now, you get to pay UPI through your credit card account. That’s all.
  • Scan 60Mn* merchant QR codes.
  • Select IDFC FIRST Bank Credit Card.
  • Enter UPI PIN, and you’re done

Get started on
UPI with your
IDFC FIRST Bank
digital Credit Card

  • Joining fee: Rs. 199 + GST
  • Annual fee (2nd year onwards): Rs. 199 + GST
  • Limited period offer
    100% cashback worth Rs. 200 i.e., Rs. 50 each, on first 4 UPI transactions done within 15 days of digital card generation. Know more

Have questions?
Here are the answers!

Is there joining/membership fee for IDFC FIRST Bank credit cards?

There is no joining membership fee applicable on any of IDCFC FIRST Bank credit cards.

What is a fully digital credit card?

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How do I activate my digital IDFC FIRST Bank Credit Card?

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Is this different from my existing IDFC FIRST Bank Credit Card?

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Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

More FAQs ––>

Important Documents

Most Important Terms & Conditions

Card Member Agreement

Product Usage Guide

Credit Card Basics