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Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

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Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Complete Corporate Banking Ecosystem for Business of Rising India

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Complete Corporate Banking Ecosystem for Business of Rising India

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Complete Corporate Banking Ecosystem for Business of Rising India

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Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

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Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

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Support topics, Contact us, FAQs and more

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View & track all your past and active service requests.

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Facing issues? Let us know how we can help you

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Locate Us

Locate your nearest IDFC FIRST Bank branches and ATMs

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Block your lost or stolen credit card instantly to prevent misuse

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Business Account Fees and Charges

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Details

Description of Charge/ Feature
Standard Charges
Silver Plus Current Account
Gold Current Account
Platinum Current Account
Average Monthly Balance Requirement
-
₹25,000
₹50,000
₹2,00,000
Charges for Non-maintenance of required balance
-
₹1000
₹1000 + Std charges applicable
AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - ₹1000 + Std charges applicable
Cash Deposit Free Limit
-
10 times Current month AMB (Max - ₹50 Lacs p.m.)
12 times Current month AMB
15 times Current month AMB
Cash deposit charges beyond free limit
₹3 per ₹1000 Min.50
Std Charge
Std Charge
Std Charge
Cash withdrawal
-
FREE
FREE
FREE
Cheque Book Issuance
Free upto 25 cheque leaves p.m. thereafter ₹2 per leaf
Free upto 100 cheque leaves on maintenance of AMB, otherwise std charges
FREE
FREE
Cheque Return charges
Issued: Up to 2nd: ₹500 per chq 3rd onwards: ₹750 per chq Deposited: ₹200 per chq
Std Charge
FREE
FREE
ECS/ NACH Return
Upto 3 returns : ₹350 per instance 4th return onward : ₹750 per instance
Std Charge
FREE
FREE

Debit Card & ATM Charges

Description of Charge/ Feature
Standard Charges
Silver Plus Current Account
Gold Current Account
Platinum Current Account
Debit Card Type
-
VISA Platinum
VISA Platinum
VISA Signature
Debit Card Issuance
-
FREE
FREE (Opt for VISA Signature at ₹500)
FREE (Opt for VISA Signature at ₹500)
Debit Card Annual
-
FREE
VISA Platinum: FREE
VISA Signature: ₹500
VISA Signature: FREE
VISA Platinum: FREE
Debit Card Replacement
₹200
Std Charge
FREE
FREE
No. of ATM transactions - Own Network
-
FREE
FREE
FREE
No. of ATM transactions - Other Bank Network
5 transactions free p.m. thereafter Financial: ₹20per txn Non Financial: ₹8per txn
Std Charge
FREE
FREE
International ATM / POS transaction
Cash withdrawal : ₹125
Balance enquiry: ₹25
Std Charge
FREE
FREE
International Transaction Mark-up
Cross Currency Markup : 3.5%
Std Charge
FREE
FREE
Decline Charge for Insufficient balance at ATM
₹25 per txn
Std Charge
FREE
FREE
PIN Generation (Physical)
₹40
Std Charge
FREE
FREE

Payment Services

Description of Charge/ Feature
Standard Charges
Silver Plus Current Account
Gold Current Account
Platinum Current Account
RTGS - Outward
-
FREE
FREE
FREE
NEFT - Outward
-
FREE
FREE
FREE
IMPS - Outward
0-1000 : ₹3.5 per txn 1001-1L : ₹5 per txn> 1L : ₹15 per txn
Std Charge
FREE
FREE
DD Issuance
₹100 per issuance
Std Charge
FREE
FREE
DD- Cancellations/ revalidation
₹50 per instance
Std Charge
FREE
FREE
Stop payment charges
Per Instrument : ₹100, Per Series: ₹200
Std Charge
FREE
FREE

Collection Services

Description of Charge/ Feature
Standard Charges
Silver Plus Current Account
Gold Current Account
Platinum Current Account
Local Cheque collection
-
FREE
FREE
FREE
Outstation cheque collection - Bank location
-
FREE
FREE
FREE
Outstation Cheque Collection - Correspondent Bank locations
-
FREE
FREE
FREE
Outstation cheque collection - Other locations
-
FREE
FREE
FREE

Other Charges

Description of Charge/ Feature
Standard Charges
Silver Plus Current Account
Gold Current Account
Platinum Current Account
Account Statement Physical (Branch)
₹100 per statement
Std Charge
FREE
FREE
Account Closure (From account opening date)
Up to 14 days or Beyond 12 months: NIL
15 days to 6 months : ₹500
6 months to 12 months : ₹250
Std Charge
FREE
FREE
SMS / Email alerts
-
FREE
FREE
FREE
Standing Instructions
SI Setup - NIL; SI Reject (Monthly) - Up to 3 returns : ₹250 per instance 4th return onward : ₹750 per instance
Std Charge
FREE
FREE
Bill payment - Netbanking
-
FREE
FREE
FREE
Banker's Verification (Photo/ Signature/Address)
₹100 per request
Std Charge
FREE
FREE
Balance Confirmation Certificate
₹100
Std Charge
FREE
FREE
Record Retrieval
₹80 per record
Std Charge
FREE
FREE
Interest Certificate at Branch
₹100
Std Charge
FREE
FREE
Balance Enquiry (Branch)
-
FREE
FREE
FREE
Mandate Registration Charges
₹40
Std Charge
FREE
FREE
Any deliverable returned by courier due to negative reasons(No such consignee / consignee shifted and non-existent address)
₹50 per instance
Std Charge
FREE
FREE

Collection Services

1% on the value of cash deposited in Low Denominations (Currency notes and coins of denomination Rs. 50 and below), exceeding 10,000 per month in either single or multiple transactions.

Download Schedule of Charges here

Pdf Icon

Platinum Current Account

2 pagesFile size: 43kb

Pdf Icon

Gold Current Account

2 pagesFile size: 43kb

Pdf Icon

Silver Plus Current Account

2 pagesFile size: 43kb

Pdf Icon

Silver Plus Gold and Platinum Current Account

2 pagesFile size: 43kb

Pdf Icon

Agri Multiplier Account

2 pagesFile size: 43kb

Pdf Icon

Merchant Multiplier Account

2 pagesFile size: 43kb

Pdf Icon

Titanium, Palladium, Quantum Accounts' SOC

2 pagesFile size: 43kb

Pdf Icon

World Business Account Platinum & Gold

2 pagesFile size: 43kb

Pdf Icon

First Startup Current Account

2 pagesFile size: 43kb

Pdf Icon

TASC Savings Account - Self-Help Group

2 pagesFile size: 43kb

Pdf Icon

Dynamic Business Account

2 pagesFile size: 43kb

Pdf Icon

RERA accounts

2 pagesFile size: 43kb

Pdf Icon

IDFC FIRST Enterprise Account

2 pagesFile size: 43kb

Pdf Icon

Dynamic TASC Current Account & Savings Account (w.e.f. 1st September 2024)

2 pagesFile size: 43kb

Pdf Icon

Dynamic TASC Current Account & Savings Account (Applicable till 31st August '24)

2 pagesFile size: 43kb

Pdf Icon

Current Account- 10k, 25k, 50k, 100k (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Current Account- 10k, 25k, 50k, 100k (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Current Account- 10k, 25k, 50k, 100k (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Freedom Current Account , Customisable Current Account & World Business Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Dynamic Plus TASC Current Account & Savings Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Regular Business Account- 10K/Dynamic 10K Merchant Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Regular Business Account 1 Lakh (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

New Business Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

World Business Account- 25k, 50k, 1 lakh (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Freedom World Business Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

TASC 10K Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Silver Current Account (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

Trade Charges - World Business Account -25K, 50K, 100K, Freedom WBA (Discontinued)

2 pagesFile size: 43kb

Pdf Icon

FIRST Booster & Advantage Account (w.e.f. 23rd Dec 2025) - Discontinued

2 pagesFile size: 43kb

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