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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Overview

Obtain working capital finance for purchase, manufacturing, processing and packaging needs before shipment, and bridge cash‑flows after shipment until your buyer pays. Financing is available in Indian Rupees as Export Packing Credit and in foreign currency as Packing Credit in Foreign Currency. Read more

Features & Benefits

Pre‑shipment finance options:
Export Packing Credit in Indian Rupees; Packing Credit in Foreign Currency

Post‑shipment finance options:
Export bill discounting or purchase (subject to eligibility), and advances against export bills on collection

Competitive pricing and flexible tenors aligned to shipment and payment cycles

Simple documentation with digital request initiation and status tracking

How it works

1

Pre-shipment credit is short-term working capital finance extended to bonafide exporters for purchase of raw materials, manufacturing and packing of goods, upto shipment of goods against a firm export order.
2

This finance facility is available in INR & FCY for a maximum of 360 days depending upon the manufacturing cycle.
3

The credit maybe offered as a running account facility, and the credit is available upto the stage of shipment of goods/ services.

4

The Buyer arranges payment of the amount due to IDFC FIRST Bank on due date and the loan is liquidated.
5

Once the goods/services are shipped, the exporter forwards the documents to IDFC FIRST Bank who in turn converts the pre-shipment liability to post shipment liability and further forwards the documents to the Buyer’s Bank/ Buyer directly.

Schedule of Charges

Kindly click here to access the schedule of charges

Schedule of Charges

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