Deposits

Tools & Calculators View All

Discover

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Wealth View All

Discover

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Privilege Program View All

FIRST Select

FIRST Wealth

FIRST Private

Discover

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Payments View All

Discover

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Cards View All

Tools & Calculators View All

Discover

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

Book FD Now

Startup Solutions View All

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

Request a Callback

Trade Services

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

Request a Callback

MSME Offers

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

Request a Callback
All Credit Cards

New Launches

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

Fuel Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

Cashback Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

Commercial Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Get #MoreFromYourBank

Apply Now

Investment

Resources

Discover

Everything back home has become better - so has banking with us

Open Account Now

Cards

Discover

Everything back home has become better - so has banking with us

Open Account Now

Services

Discover

Everything back home has become better - so has banking with us

Open Account Now

Gift City

Discover

Everything back home has become better - so has banking with us

Open Account Now
cust-new1

WhatsApp banking

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

cust-new2

Track Requests

View & track all your past and active service requests.

cust-new3

Raise a Request

Facing issues? Let us know how we can help you

cust-new4

Locate Us

Locate your nearest IDFC FIRST Bank branches and ATMs

cust-new5

Block your credit card

Block your lost or stolen credit card instantly to prevent misuse

cust-new5

Block your debit card

Block your lost or stolen debit card instantly to prevent misuse

Help Center

Support topics, Contact us, FAQs and more

Download our app

Get instant help for all your queries in one place

Get App
Login
Customer Service Contact us Service request Locate a branch
Explore Personal
Explore Credit Cards
cust-new1

WhatsApp banking

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

cust-new2

Track Requests

View & track all your past and active service requests.

cust-new3

Raise a Request

Facing issues? Let us know how we can help you

cust-new4

Locate Us

Locate your nearest IDFC FIRST Bank branches and ATMs

cust-new5

Block your credit card

Block your lost or stolen credit card instantly to prevent misuse

cust-new5

Block your debit card

Block your lost or stolen debit card instantly to prevent misuse

Help Center

Support topics, Contact us, FAQs and more

Download our app

Get instant help for all your queries in one place

Download now!

Open a fixed deposit in 3 easy steps with or without a savings account. Get up to 6.75% interest p.a.*

*Upto 7.25% for senior citizens

Calculate Fixed Deposit returns

Deposit amount and payout frequency

Reinvestment Monthly Quarterly Short term
₹10K ₹3Cr

Set your balance to ₹10L or more to unlock 7% interest p.a.!

Enter deposit tenure

yrs
mths
days
7 Days 10 Years

Matures on 9 Sep 35

Interest rate

6.70%

Maturity value

₹5,83,02,649

Indicative monthly interest*

₹2,35,855

Indicative quarterly interest*

₹2,35,000

Indicative short term interest*

₹2,00,000

*Interest payout amount shown is indicative and may vary based on the actual number of days in the respective month/quarter.

*Interest payout amount shown is indicative and may vary based on the actual number of days in the respective month/quarter.

*Interest payout amount shown is indicative and may vary based on the actual number of days in the respective month/quarter.

Book FD now! Book FD now! View all interest rates Disclaimer

FD of ₹1,00,000 for 36 months at 7.75% rate of interest paid out on maturity

Interest Rate best in industry 7.75% p.a.
Maturity Value ₹1,23,144

Overview

Introducing IDFC FIRST Bank Fixed Deposits – a super-fast and secure way to invest your money and get assured returns. Enjoy up to 8.50% return on investment per annum, tailored to meet the needs of modern investors who like to play it safe.

Our simplified digital process allows you to open a fixed deposit in three simple steps, with or without having to open a savings account! With IDFC FIRST Bank, experience the power of compounded growth with flexible payouts tailored to your financial goals. Read more

Features of fixed deposit investments:

  • Earn high interest on surplus funds Park your savings with IDFC FIRST Bank Fixed Deposits and benefit from one of the best interest rates in the industry

    View all interest rates

  • Senior citizen benefit IDFC FIRST Bank offers an additional 0.5% p.a. interest to senior citizens on their fixed deposits with no penalty on early withdrawal

  • Choose your own pay-outs Have a control over your interest pay-outs with IDFC FIRST Bank Fixed Deposit accounts. IDFC FIRST Bank offers two options for this - monthly and quarterly interest pay-outs.

  • Benefits of compounding Park your savings with IDFC FIRST Bank Fixed Deposits and benefit from one of the best interest rates in the industry

  • Overdraft facility On select fixed deposit accounts, IDFC FIRST Bank offers an overdraft facility for customers to borrow against their deposits

Benefits of Fixed Deposits

High Returns

Enjoy up to 8.00% interest p.a., with the safety and stability. Senior citizens enjoy additional 0.5% interest rate.

Instant FD Booking

Open your fixed deposit instantly in just 3 easy steps through an end-to-end paperless journey. Simply select the amount, choose your tenure, confirm and watch your money grow like never before. 

Instant FD Flexible Tenure and Payouts 

From 7 days to 10 years, choose a tenure that fits your saving goals and opt for monthly, quarterly, or yearly pay-outs.

Full KYC completion  

Complete your KYC from the comfort of your home by using Video KYC feature to enjoy unrestricted benefits*

Zero penalty   

For increased flexibility in financial planning, we offer zero penalty on early fixed deposit withdrawal for senior citizens

Low booking amount   

You can start investing with an amount as low as ₹5,000.

Only 3 steps to open your fixed deposit online

Select your desired amount & tenure

Verify your details with an OTP sent to your mobile

Confirm your deposit...and you’re done!

Types of Fixed Deposits

Standard Fixed Deposits

In this, customers deposit their moneys for a fixed tenure usually ranging between 7 days and 10 years, with a higher interest rate than savings account.

Book now

Senior Citizen Fixed Deposits

This is for individuals above 60 years, with zero penalty on premature withdrawals. IDFC FIRST Bank offers an additional 0.5% interest p.a. over the standard fixed deposit rate.

Book now

Flexi Fixed Deposits

It is linked to customers’ savings or current account. They can open a ‘Flexi Fixed Deposit’ with an initial amount of their choice and set a limit in their savings or current More

Book now

Green Fixed Deposits

Known as ‘sweep-out facility on fixed deposits’, it is available only for Senior Citizens, Minors and Non-individual accounts and can be set up at any branch of IDFC FIRST Bank. More

Book now

Super Senior Citizen Fixed Deposits

Known as ‘sweep-out facility on fixed deposits’, it is available only for Senior Citizens, Minors and Non-individual accounts and can be set up at any branch of IDFC FIRST Bank. More

Book now

Eligibility

Resident Indian with 18+ years of age

Valid PAN and Aadhaar number

Located in India.

Not necessary to have a savings account with IDFC FIRST Bank.

Customers with an existing savings account with IDFC FIRST bank can open their fixed deposit linked to their savings account.

Blogs

What is the monthly interest you can earn from Fixed Deposits?

18 Mar 2023 | 3 mins read

Why fixed deposits are so popular amongst Indians?

18 Mar 2023 | 3 mins read

What does “assured returns” mean for Fixed Deposits?

18 Mar 2023 | 3 mins read

Know more

FAQs

What is a Standalone Fixed Deposit (FD) with IDFC FIRST Bank?

How do I open an FD without a savings account with IDFC FIRST Bank?

What interest rates can I expect with IDFC FIRST Bank’s FD?

What factors influence the FD interest rate?

What is the impact of tax on FD?

Are there any benefits for senior citizens?

Can I foreclose my FD, and are there any penalties?

Is there an option for monthly interest payouts?

What is the minimum amount required to open an FD?

How safe is my investment in an FD with IDFC FIRST Bank?

Can I manage my FD through the IDFC FIRST Bank app?

What is the minimum amount required to open an FD?

What is the minimum amount required to open an FD?

What is the minimum amount required to open an FD?

What is a Standalone Fixed Deposit (FD) with IDFC FIRST Bank?

What is the minimum amount required to open an FD?

What is a Standalone Fixed Deposit (FD) with IDFC FIRST Bank 2?

How do I open an FD without a savings account with IDFC FIRST Bank?

What interest rates can I expect with IDFC FIRST Bank’s FD?

What factors influence the FD interest rate?

What is the impact of tax on FD?

Are there any benefits for senior citizens?

Can I foreclose my FD, and are there any penalties?

Is there an option for monthly interest payouts?

What is the minimum amount required to open an FD?

How safe is my investment in an FD with IDFC FIRST Bank?

Can I manage my FD through the IDFC FIRST Bank app?

What is the minimum amount required to open an FD?

What is the minimum amount required to open an FD?

What is the minimum amount required to open an FD?

What is a Standalone Fixed Deposit (FD) with IDFC FIRST Bank?

What is the minimum amount required to open an FD?

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER FRIENDLY BANK