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FIRST SELECT

Superior Banking for a Select Few

Dear Customer,

Thank you for your interest in an elevated banking experience, FIRST Select.
A thoughtfully curated program designed to complement your refined lifestyle.

A World of Privileges Awaits

WEALTH MANAGEMENT SOLUTIONS

Superior Investment Solutions

Gain access to IDFC FIRST Bank’s goal-based investment platform, designed to help you grow and manage your wealth with precision. Get Access to handpicked ACE Funds

Dedicated Relationship Banker

Enjoy the convenience of a dedicated expert who understands your unique banking, investment, and business needs.

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ELEVATED BANKING EXPERIENCE

Family Banking Solutions

Extend the benefits of FIRST Select to your family members at no additional cost.

Superior Lending Solutions

Benefit from preferential pricing across a wide range of lending products.

Exclusive Banking Privileges

Experience priority servicing, preferential forex rates, discounts on locker facilities, and a host of other premium benefits.

IDFC FIRST Bank CC

Get access to a lifetime free IDFC FIRST Bank Credit Card at low interest rates and earn up to 10X Reward Points. Indulge in the finest privileges with offers across movies, travel, dining and much more.

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PREMIUM LIFESTYLE BENEFITS

FIRST Select Debit Card*

Upgrade to a premium VISA Infinite Debit Card featuring enhanced purchase limits and curated offers across leading brands.

Travel in Comfort

Get Access to 8 annual domestic lounge access

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*You may continue using your existing debit card until your FIRST Select Debit Card is delivered. Upon activation of the new card, your existing card will be automatically deactivated.

Privilege Program Maintenance Criteria

To continue enjoying FIRST Select benefits, kindly maintain any one of the following criteria at an individual or family group level:

Savings Account Average Monthly Balance (SA AMB): ₹3 Lakhs and above

Savings + Current Account Balance (CASA AMB): ₹5 Lakhs and above

Overall Relationship Value (ORV): ₹15 Lakhs and above

Assets Under Management (AUM): ₹7.5 Lakhs and above

Net Monthly Salary Credit (Corporate Salary Accounts): ₹2 Lakhs and above

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Enjoy these benefits on your own or enhance the experience by extending them to your family as a group.

ORV = AUM + Current Account AMB + Savings Account AMB + Deposits

AUM = Total Investments + MF (Mutual Funds) + AIF (Alternative Investment Fund) + Insurance

AMB = Average Monthly Balance