IDFC FIRST Bank

Savings Account

Upto 7.25% p.a interest ZERO charges

Upto 7.25%

Upto 7.25% p.a interest

Apply Now Know More

Credit Cards

Lifetime FREE!
10x rewards

Apply Now Know More

Personal Loan

Flexible tenures Paperless process

Apply Now Know More

Fixed Deposits

Earn up to 7.5% p.a

Apply Now Know More

Mutual Funds

Invest in top funds curated by our experts

Apply Now Know More

Term Insurance

Stay insured and create financial security.

Apply Now Know More

Savings Account

Upto 7.25% p.a interest ZERO charges

Apply Now Know More

Corporate Salary Account

Maximize your earning with 7% interest p.a.*

Apply Now Know More

Senior Citizens Savings Account

7% p.a. interest during your golden years

Apply Now Know More

First Power Account

Offers & benefits curated for women

Apply Now Know More

Current Account

Best-in-class Current Account for business

Apply Now Know More

NRI Savings Account

Transfer funds 24x7 from overseas with ease

Apply Now Know More

Fixed Deposit

Senior Citizens get up to 8% p.a.

Apply Now Know More

Recurring Deposit

Start saving at just ₹100 per month

Apply Now Know More

NRI Fixed Deposit

Earn assured returns on your foreign currency

Apply Now Know More

Safe Deposit Locker

Book your secure safe deposit locker today

Apply Now Know More

Explore by Category

Metal

Premium Metal Zero Forex Markup

Mayura

Luxury travel benefits with zero forex, airport lounge/spa access

Apply Now Know More

Premium Metal 1% Forex Fee

Ashva

Premium travel benefits with airport lounge and golf access

Apply Now Know More

Invite Only Elite Privileges

FIRST Private

Exclusive invite-only metal card

Know More

Lifetime-free

Up to 10X Rewards 1.99% Forex Fee

FIRST Select

Complimentary lounge access, high movie discounts

Apply Now Know More

Lifetime-Free Up to 10X Rewards

FIRST Classic

Movie discounts, railway lounge access

Apply Now Know More

Up to 10X Rewards 1.5% Forex Fee

FIRST Wealth

Premium travel perks & low forex markup

Apply Now Know More

Lifetime-Free Up to 10X Rewards

FIRST Millennia

300+ merchant offers, movie discounts

Apply Now Know More

FD-Backed

0% Forex Fee FD-Backed

FIRST WOW!

Get credit limit up to 2X of FD, zero forex

Apply Now Know More

Virtual Card 1% Cashback FD-Backed

FIRST EA₹N

Up to 1% cashback on UPI spending

Apply Now Know More

Co-Branded

Earn IndiGo BluChips Travel

IndiGo IDFC FIRST Credit Card

IndiGo IDFC FIRST Credit Card

Apply Now Know More

Savings on Fuel UPI-Enabled

FIRST Power

Enhanced rewards on UPI & save up to ₹18,500/year

Apply Now Know More

Savings on Fuel UPI-Enabled

FIRST Power+

Enhanced rewards on UPI & save up to ₹18,500/year

Apply Now Know More

Insurance Benefits Offers on Shopping

LIC IDFC FIRST

LIC Cards: Earn 6X/10X on LIC premiums, 3X/5X on other spends.

Apply Now Know More

UPI

UPI Payments Reward Points with UPI

Activate UPI

Enable Power of UPI on your IDFC FIRST Bank Credit Cards

Apply Now Know More

Showstopper

Instant EMI Payments Exciting Rewards

FIRST SWYP

Up to 20% off on top brands & affordable EMI

Apply Now Know More

Featured

Premium Metal Zero Forex Markup

Mayura

Luxury travel benefits with zero forex, airport lounge/spa access

Apply Now Know More

Premium Metal 1% Forex Fee

Ashva

Premium travel benefits with airport lounge and golf access

Apply Now Know More

Fuel

Up to 10X Rewards 1.99% Forex Fee

FIRST Select

Complimentary lounge access, high movie discounts

Apply Now Know More

Lifetime-Free Up to 10X Rewards

FIRST Classic

Movie discounts, railway lounge access

Apply Now Know More

Up to 10X Rewards 1.5% Forex Fee

FIRST Wealth

Premium travel perks & low forex markup

Apply Now Know More

Cashback

0% Forex Fee FD-Backed

FIRST WOW!

Get credit limit up to 2X of FD, zero forex

Apply Now Know More

Virtual Card 1% Cashback FD-Backed

FIRST EA₹N

Up to 1% cashback on UPI spending

Apply Now Know More

Personal Loan

Avail Personal Loan up to 1 Crore

Apply Now Know More

Consumer Durable Loan

Get Loans from ₹3,000* to ₹5 Lakhs

Apply Now Know More

Home Loan

Get Home loans of up to ₹5 crores

Apply Now Know More

Loan Against Property

Get funds up to ₹10 Cr with tenure of 25 years

Apply Now Know More

New Car Loan

Get up to 90% funding on purchase of new car

Apply Now Know More

Pre-Owned Car Loan

Pre-owned Car loan with minimum documentation

Apply Now Know More

Mutual Funds

Investment options to help you meet your goals

Apply Now Know More

Sovereign Gold Bonds

Enjoy tax benefits and returns on gold plus

Apply Now Know More

Demat & trading account

Enjoy benefits of our Demat account

Apply Now Know More

Savings Plan

The best of safety and savings in one plan

Apply Now Know More

Annuity Plan

A plan for a safe retirement

Apply Now Know More

Investment Linked Insurance

Best of insurance & investment

Apply Now Know More

Term Insurance

Protect yourself & your family with benefits

Apply Now Know More

Health Insurance

Customized plans for you and your loved ones

Apply Now Know More

Motor Insurance

Protect your any precious vehicle

Apply Now Know More

Home Insurance

Protect your home your best place

Apply Now Know More

Travel Insurance

Safe and secure travel for smart travellers

Apply Now Know More

Shopping

Awesome discounts just for you!

Apply Now Know More

Travel

Take the much awaited holiday

Apply Now Know More

Dining

Induldge in yummy cuisines today!

Apply Now Know More

Entertainmant

Let the fun never stop!

Apply Now Know More

Education

Enrol for the courses you like

Apply Now Know More

Health

Keep medical expenses in check

Apply Now Know More

What makes IDFC FIRST Bank special

We truly mean it when we say we are the most customer-friendly bank

Know more

View all

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[SA]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[PL]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[CC]

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis[HL]

Existing account balance

₹

₹10K ₹100Cr

Intrest rate

1.5 % 4 %

Balance you maintain in your account

₹10K ₹5Cr

Interest payout by other bank

p.a. paid quarterly

2.5% 4%

Extra interest with IDFC FIRST

₹63,248

Interest you earn from other bank

₹60,678

Interest per year

Interest you earn from IDFC FIRST Bank

₹1,23,926

Unlock savings now!

Simulation Results (for a period of 1 year):

₹16,50,000

Earn additional ₹8,50,000 with
IDFC FIRST Bank (7.25%*)

₹7,50,000

With other Banks (3%)

Open Savings Account Calculate Interest Rates

Open Account/ Apply Now Calculate Interest

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹

₹20K ₹1Cr

Period

Months

2 Months 84 Months

Intrest rate

10.75 % 36 %

You will pay EMI of only

₹1,763 monthly

Apply Now View interest rates

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Principal amount

₹

₹2.5K ₹10L

Tenure (months)

Months

3 Months 36 Months

You will pay EMI of only

₹858 monthly

Big purchases, small EMIs! Convert your spends into easyEMIs with your IDFC FIRST Bank Credit Card.

Apply Now

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹

₹1L ₹10Cr

Period

Months

12 Months 360 Months

Interest rate

8.75 % 10.50 %

You will pay EMI of only

₹8738 monthly

Apply Now

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

Amount

₹

₹7K ₹20L

Period

Months

6 Months 48 Months

Interest rate

9 % 26 %

You will pay EMI of only

₹8738 monthly

Apply Now View interest rates

*Interest calculated on progressive balances in each interest rate slab as applicable
**Interest calculated on flat rate basis

	Your bank	IDFC FIRST bank
Payout cycle	Quarterly	Monthly
Int. earned	₹ 60,678/yr	₹ 1,23,926/yr

But don't just hear it from us Take it from our customers.

Learn how to manage your finances

Know more

Awards and accolades

A glimpse of IDFC FIRST Bank's testament to excellence

Know more

Accounts View All

Privilege Program View All

Tools & Calculators View All

Discover

Enjoy Zero Fee Banking on your Savings Account

Deposits

Tools & Calculators View All

Discover

Now your Fixed Deposits can help fix the planet

Loans View All

Tools & Calculators View All

Discover

Now your Fixed Deposits can help fix the planet

Wealth View All

Discover

Now your Fixed Deposits can help fix the planet

Privilege Program View All

Discover

Now your Fixed Deposits can help fix the planet

Investment View All

Insurance View All

Discover

Now your Fixed Deposits can help fix the planet

Payments View All

Discover

Now your Fixed Deposits can help fix the planet

Cards View All

Tools & Calculators View All

Discover

Now your Fixed Deposits can help fix the planet

Corporate View All

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

Startup Solutions View All

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

MSME Account View All

Feature

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

Trade Services

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

MSME Loans

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

MSME Solutions

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

MSME Offers

Discover

Complete Corporate Banking Ecosystem for Business of Rising India

New Launches

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Premium Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Travel Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Lifetime Free Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

10X Rewards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

UPI Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Fuel Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Cashback Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Lounge Access Credit Cards

Just Launched

Enjoy Zero Fee Banking on your Savings Account

Lifestyle Credit Cards

Maximise
savings with
7% p.a. interest

QuarterlyMonthly interest
credits

ZERO fees
on all services

ZERO fees
on all services

Instant Personal Loan
Up To ₹10 Lakhs