IDFC FIRST Bank

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IDFC FIRST Savings Account

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Locate nearest IDFC FIRST Bank branches and ATMs

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

Apply Now

Savings Account:Earn up to 7.25% p.a. interest on your Savings Account

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Complete Corporate Banking Ecosystem for Business of Rising India

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View & track all your past and active service requests.

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Facing issues? Let us know how we can help you

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Locate your nearest IDFC FIRST Bank branches and ATMs

Block your credit card

Block your lost or stolen credit card instantly to prevent misuse

Block your debit card

Block your lost or stolen debit card instantly to prevent misuse

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Support topics, Contact us, FAQs and more

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Trusted by 1.2+ million Indians.

1.12 million+ happy users

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A brand-new experience smarter, faster and secured

Personal Banking

Manage your finance at one place

Loan accounts

Pay and track your Loan EMI

Corporate/Wholesale

Seamless access to your A/C and services

Loans designed for every stage of life and business

Whether you're planning a major purchase, expanding your business, pursuing higher education or unlocking the value of your existing assets, finding the right loan can make all the difference. IDFC FIRST Bank offers a wide range of loan solutions across personal, business, property, vehicle and investment needs, designed to help you achieve your goals with confidence. With competitive interest rates, flexible repayment options, minimal documentation and a seamless digital application journey, you can choose a loan that fits your requirements and move forward with ease.

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Personal & Lifestyle

FIRSTmoney Personal Loan

Get instant loans of up to ₹10 lakhs in as little as 30 minutes

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Consumer Durable Loan

Get Loans from ₹3,000* to ₹8 Lakhs

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Education Loan

Step confidently into your dream university with upto 100% funding

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Easy Buy EMI Card

Pre-qualified offer with instant approval

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Business & Professional

Business Loan

Take your business to great heights, get unsecured funding up to ₹1 Cr

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Professional Loan

Loans exclusively for Doctors/CAs/CS/Engineers/Architects up to ₹1 Cr

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Micro Enterprise Loan

Get micro-enterprise loan with zero collateral

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Micro Business Loan

Offering for small businesses with big dreams

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Explore all Business Loans

Property

Home Loan

Get Home loans of up to ₹10 crores at amazing interest rates

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Loan Against Property

Get funds up to ₹15 Cr with an extended tenure of 25 years

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Asset & Investment

Gold Loan

Avail Loan against Gold of up to 50 lacs

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Loan Against Securities

Get quick funds without liquidating your investments

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Vehicle

New Car Loan

Get up to 90% funding on purchase of new car

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Pre-Owned Car Loan (Refinance)

Get loans up to 200% of your Car's value

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Pre-Owned Car Loan (Repurchase)

Get a Pre-owned Car loan with minimum documentation

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Two-Wheeler Loan

Get loans up to 95% of your vehicle's value

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Pre-owned Two-Wheeler Loan

Get a Pre-owned Two Wheeler Loan with minimum documentation

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Commercial Vehicle Loan

Loans with EMIs starting as low ₹2222*

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Rural & Agri

Sakhi Shakti - JLG Loan for Women

Loans especially designed for the advancement of women

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Suvidha Shakti

Avail micro housing loans for women

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Kisan Credit Card

Working capital facility for Agricultural and allied activities

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Why choose an IDFC FIRST Bank for Loans

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Frequently Asked Questions

What is a Digital Rupee(e₹) i.e central bank digital currency (CBDC)?

CBDC stands for Central Bank Digital Currency. It is a digital form of money issued and regulated by RBI, it is also referred as “Digital Rupee” or “e₹”. Unlike cryptocurrencies, CBDCs are backed by the government and have the same value as physical currency. CBDC's aim is to make payments faster, more secure, and more efficient. CBDCs can help reduce the cost of cash handling and improve financial inclusion.

What are the key features of e₹ ?

CBDC stands for Central Bank Digital Currency. It is a digital form of money issued and regulated by RBI, it is also referred as “Digital Rupee” or “e₹”. Unlike cryptocurrencies, CBDCs are backed by the government and have the same value as physical currency. CBDC's aim is to make payments faster, more secure, and more efficient. CBDCs can help reduce the cost of cash handling and improve financial inclusion.

How to raise a complaint related Digital Rupee(e₹) i.e central bank digital currency (CBDC)?

CBDC stands for Central Bank Digital Currency. It is a digital form of money issued and regulated by RBI, it is also referred as “Digital Rupee” or “e₹”. Unlike cryptocurrencies, CBDCs are backed by the government and have the same value as physical currency. CBDC's aim is to make payments faster, more secure, and more efficient. CBDCs can help reduce the cost of cash handling and improve financial inclusion.

What are transaction limits of IDFC FIRST Digital Rupee application ?

CBDC stands for Central Bank Digital Currency. It is a digital form of money issued and regulated by RBI, it is also referred as “Digital Rupee” or “e₹”. Unlike cryptocurrencies, CBDCs are backed by the government and have the same value as physical currency. CBDC's aim is to make payments faster, more secure, and more efficient. CBDCs can help reduce the cost of cash handling and improve financial inclusion.

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