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Enjoy Zero Charges on 28 Commonly Used Savings Account Services
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No Joining Fee | No Annual Fee
Approval of up to ₹10 lakh personal loan in a
flash
Multiple withdrawals & flexible loan EMI tenure
Repay anytime with ZERO foreclosure charges on
personal loan
100% digital process & 24x7 access to funds
Approval of up to ₹10 lakh personal loan in a
flash
Multiple withdrawals & flexible loan EMI tenure
Repay anytime with ZERO foreclosure charges on
personal loan
100% digital process & 24x7 access to funds
Benefits of FIRSTmoney Instant Personal Loan
Here are the notable benefits of online personal loans from FIRSTmoney.
Embrace financial freedom by applying to our instant loan option, allowing you to settle your outstanding early with zero foreclosure charges.
Discover state-of-the-art paperless digital application journey which ensures a swift disbursal, with funds reaching your bank account within minutes.
Enjoy multiple withdrawals to fit your varied needs. Draw from the one-time sanctioned credit limit, repay at your convenience and draw more again
Borrow a sum as modest as Rs 5,000 or utilise for your full credit limit at one go, the smart personal loan is tailored to your unique financial needs.
Enjoy the ease of managing your loan with customisable loan EMI repayment options, allowing you to choose your date of repayment or choose your EMI tenure to fit your financial capacity.
Need more money up to ₹1 Crore? Try IDFC First Bank’s personal loan
Need more money up-to ₹1 Crore? Try IDFC First Bank’s personal loan
FIRSTmoney Personal Loan Eligibility criteria
Here are the basic eligibility requirements to apply for online personal loan.
Salaried individuals
Age - 21-60 years
Credit Card Holder
Good repayment history
CIBIL score: To obtain the FIRSTmoney smart personal loan, applicants need to have a good credit record and a CIBIL score of 750 or above.
*CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the 'Accounts' and 'Enquiries' sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
FIRSTmoney Personal Loan Documentation
The following document/documents are required to apply for a personal loan online.
Only Original Physical PAN Card is required as documentation
Only PAN Card needed
CalculatorForecast your EMIs in advance with our interactive EMI calculator before
applying for a personal loan.
You will pay Personal Loan EMI of only ₹9,026/- monthly
Personal loan for
₹30,000 salary
Personal loan for
₹35,000 salary
Personal loan for
₹40,000 salary
Personal loan for
₹45,000 salary
Personal loan for
₹50,000 salary
Steps to apply for FIRSTmoney - Smart Instant Personal Loan:
By following the quick and simple steps given below, you can instantly obtain an online
personal loan with FIRSTmoney.
Step 1
Scan the QR code to start the digital journey
Step 2
Register with your mobile number
Step 3
Enter your basic details to check your eligibility
Step 4
Select your preferred loan details
Step 5
Link your bank account
Step 6
Complete the KYC verification process
When I faced an emergency, the FIRSTmoney Smart Personal Loan from IDFC FIRST Bank was the perfect solution. I spotted the offer in their app and was impressed by the quick approval process, low fees, and flexibility to withdraw funds as needed. Even the option of Multiple On demand loans were instant and hassle-free, with no repeated VKYC required.
1st April 2015
I chose the FIRSTmoney Smart Personal Loan from IDFC FIRST Bank for its quick and smooth process, along with lower processing fees. The approval was faster than expected, and the flexibility to withdraw funds during emergencies, like hospital bills, was incredibly helpful. Additional withdrawals were easy and convenient, making it a hassle-free experience.
1st April 2015
I decided on the FIRSTmoney Smart Personal Loan from IDFC FIRST Bank. The process was easy, and the interest rate was lower compared to other options I explored. The quick approval and disbursement added to the convenience, and I appreciated the flexibility it offered.
1st April 2015
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1st April 2015
When I faced an emergency, the FIRSTmoney Smart Personal Loan from IDFC FIRST Bank was the perfect solution. I spotted the offer in their app and was impressed by the quick approval process, low fees, and flexibility to withdraw funds as needed. Even the option of Multiple On demand loans were instant and hassle-free, with no repeated VKYC required.
1st April 2015
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach.
Advantages of FIRSTmoney for travel -
Seamless access to funds for your travel expenses
24/7 Availability of a paperless application process
Attractive fixed interest rate (on a monthly reducing basis),
starting at a mere 10.49%
No need for a guarantor or collateral
Enjoy a convenient repayment tenure extending up to 60 months
New
Where and how can FIRSTMoney help me?
Planning an immediate trip and need funds? Explore FIRSTmoney — an exclusive instant personal loan by IDFC FIRST Bank designed to help travel enthusiasts. Apply conveniently online to finance your dream vacation without depleting your savings or liquidating investments. Experience appealing interest rates and flexible repayment terms tailored to suit your needs. Whether salaried, self-employed, or a first-time borrower, FIRSTmoney for travel is within your reach. Advantages of FIRSTmoney for travel -
FIRSTmoney recognises the value of time, especially during financial urgencies. Opting for a smart instant personal loan ensures you swiftly gain access to the funds you need, saving you from applying for personal loans each time and lengthy waiting periods. Our seamless online process enables you to set up your one-time sanctioned credit line unlocking this swift access to funds in just 2 clicks and letting you manage your finances without unnecessary delays
Get FIRSTmoney Smart Personal Loan of Different Amounts
Frequently asked questions
FIRSTmoney recognises the value of time, especially during financial urgencies. Opting for a smart instant personal loan ensures you swiftly gain access to the funds you need, saving you from applying for personal loans each time and lengthy waiting periods. Our seamless online process enables you to set up your one-time sanctioned credit line unlocking this swift access to funds in just 2 clicks and letting you manage your finances without unnecessary delays
Apply for a Personal Loan online in select major cities and get quick access to the funds you need. Enjoy a seamless digital process from application to approval, with minimal documentation. Get the loan amount credited to your account effortlessly and meet your financial needs with ease.
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Safeguard yourself before applying for personal loan
When you apply for a personal loan, it is a must to understand some key factors..
Top 5 reasons why a personal loan is the best short term loan
Top 5 reasons why a personal loan is the best short...
Explore the advantages of short term personal loans, quick approval, lowFIRSTmoney is available for borrowers with a credit score of 750+. So, check your credit score and ensure your eligibility
All you need is your physical PAN card for eKYC verification. Keep the document handy for completing the application quickly and get the credit limit sanctioned at the earliest.
Apply for FIRSTmoney online by following a few simple steps –
View detailed steps
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