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Gold Loan EMI Calculator

IDFC FIRST Bank helps you leverage the market value of the yellow metal to get secured loans. Gold loans are available at attractive interest rates as they fall under secured loans.You can get a gold loan for a number of reasons, but before applying, make sure you use a gold loan EMI calculator. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. Read more

Mode of payment

₹

Loan Amount*

₹25,000 ₹10,00,000

Month

Loan Tenure (months)

2 month 365 month

%

Rate of interest (p.a)

6.5% 15%

Total Amount

₹70,00,000

Principal Amount
₹68,50,000
Total Interest
₹1,50,000
Loan EMI (Monthly)
₹90,000
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View Amortization Details

Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0

How does the Gold Loan EMI Calculator work?

Manual calculation of gold loan EMI is an intricate task. However, with the IDFC FIRST Bank gold loan calculator, you can conveniently determine your monthly instalments based on your principal loan amount, interest rates, loan tenure and the amount of gold you want to deposit as security.

To use the gold loan EMI calculator, enter the amount, the weight of gold in grams you wish to deposit as security, the loan tenure, and the interest rate.

Based on your entries, the loan EMI calculator tool instantly determines the eligible loan amount along with the monthly instalment you need to pay.

Why should you use the Gold Loan EMI Calculator?

A gold loan EMI calculator helps determine the loan you can loan, the EMIs you must pay, and other key information.

  • IDFC FIRST Bank Gold Loan EMI Calculator is a quick and user-friendly tool to determine your gold loan eligibility and monthly instalment.
  • It helps you better manage your finances as you know your EMI beforehand.
  • You can calculate exactly how much gold you need to deposit.
  • It saves time and effort and allows you to do better research before applying for a gold loan.

How is Gold Loan Interest calculated?

To calculate gold loan interests, you need to subtract the borrowed amount (principal loan amount) from the total outstanding amount. However, manually calculating gold loan interest rates can be complex. You can use an online gold loan calculator to determine your overall interest and gold deposit rates.

Using the loan calculator tool, you can also understand how interest rates impact the total loan cost and your monthly EMIs.

Features of Gold Loan Calculator

Some critical features of IDFC FIRST Bank Gold Loan EMI calculators are:

  • Easy to use Enjoy the advantage of knowing exactly how much you can borrow and how much will need to be repaid with gold loan pre-eligibility estimates. Make confident financial decisions today!
  • Quick calculation With a gold loan EMI calculator, you don't have to calculate your EMIs manually, which reduces your time and effort. After entering the required details, you get EMIs and interest rates instantly.
  • Accuracy You can also change the interest rate and tenure as per your requirements to get a suitable gold loan option
  • Efficient financial planning You can plan your expenses and finances more easily if you know the monthly instalments and overall loan costs in advance.
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Have questions? Here are the answers!

How can I check my gold loan eligibility?

“Digital Rupee” or “e₹” is a legal tender, similar to sovereign paper currency, and is issued in digital form by the Reserve Bank of India. e₹ will offer features of physical cash like trust, safety and settlement finality with atomicity (i.e. immediate settlement of transactions) in digital mode. e₹ represents a direct claim on the central bank. It can be used to carry out transactions or store value digitally, similar to the manner in which currency notes can be used in physical form.

Does a gold loan require income proof?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

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