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Savings Account with industry best 7% Interest

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Everything back home has become better, so has banking with us

Global Indian citizens get dedicated customer support and priority

Open account

A digital NRI Savings Account with monthly interest upto 7.25% p.a.

Zero charges on all Savings Account services

Manage all your investments on our mobile app

Connect with your Dedicated Relationship Manager anytime

What are you looking for?

I want to manage my earnings in India
I want to manage my overseas earnings
I am a seafarer looking to manage my finances
Open account

IDFC FIRST Bank NRI Accounts — Everything you need in one place

Enjoy great interest rates, tax-free benefits, and full repatriation. Plus, zero hassle and zero minimum balance Read more

7.25%
Interest

Interest on your NRE savings account

Interest on your NRE savings account

Fee
Banking

On services like cheque book issuance, demand drafts, and re-issuance

On services like cheque book issuance, demand drafts, and re-issuance

  • Funds are fully and freely repatriable
  • Interest calculated on daily balances and paid at the end of every month

NRE Saving account

Enjoy complete liquidity with tax-exempt returns on your rupee-denominated NRE Savings Account

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  • Mandate Facility for your loved ones in India.
  • Transfer money from your country of residence to India in a freely-convertible foreign currency.

NRO Saving account

A smarter way to manage your income earned in India in the NRO (Non-Resident Ordinary) savings account

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  • Instant account opening facility available
  • Free feature rich Visa Signature Debit Card available with no annual charges

Seafarers Saving account

Convenient access to your finances without any geographical limitations

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Deposits for you

Tax exempt interest in India

FCNR Deposits

Get higher returns on your foreign
currency deposits

Calculate Returns
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Freely repatriable FD deposits

Max FD Returns(INR)

Build a secure future for your
loved ones

Calculate Returns
Open account Know more

Freely repatriable NRE deposits

NRE Deposits

Enjoy assured returns on overseas earnings with IDFC FIRST NRE Fixed Deposit Account

Calculate Returns
Open account Know more

Tax exempt interest in India

FCNR Deposits

Get higher returns on your foreign
currency deposits

Calculate Returns
Open account Know more

Freely repatriable FD deposits

Max FD Returns(INR)

Build a secure future for your
loved ones

Calculate Returns
Open account Know more

Freely repatriable NRE deposits

NRE Deposits

Enjoy assured returns on overseas earnings with IDFC FIRST NRE Fixed Deposit Account

Calculate Returns
Open account Know more

FIRST WOW! Credit Card

Benefits

  • Assured credit card, no credit checks or income proof required
  • Welcome benefits worth ₹2,500 Annual fee waiver on spends of ₹150,000 or more
  • 4X Reward Points + 7.25% interest on FD

Fees

FD account with a minimum balance of ₹25,000

Annual fee: NIL

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Apply now Know more

Invest & insure

Mutual Funds

Investment options to meet your goals

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Travel Insurance

Keep aside the panic and travel light

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Term Insurance

Build a secure future for your loved ones

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Ways to bank

Discover different ways to bank with us.

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Banker on call

Our Banker on Call service is available to you 24/7.

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But don't just hear it from us Take it from our customers.

I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue and initiating resolution. The follow up calls & the final resolution gives me confidence and trust in IDFC. Arushi Sethi 21st February 2023

"I would like to share my appreciation for Shikha Lodh who assisted me with credit card redemption charges issue. She was polite, professional and swift in understanding the issue & initiating resolution..." Arushi Sethi 21st February 2023

“Today I visited bund garden branch and meet with Priyanka madam and discussed regarding my old loan. She solved my all issues. I have received very Nice service and some charges waived off..." Arushi Sethi 21st February 2023

“Today I visited bund garden branch and meet with Priyanka madam and discussed regarding my old loan. She solved my all issues. I have received very Nice service and some charges waived off..." Arushi Sethi 21st February 2023

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Learn how to manage your finances

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16 Feb 2023 | 3 mins read
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Frequently asked questions

Are there any specific regulations for NRIs in the USA when opening an NRI account in India?

There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.

How can I provide proof of my US address for NRI account opening?

How can I open an NRI savings account from the USA?

Are there any specific regulations for NRIs in the USA when opening an NRI account in India?

There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.

How can I provide proof of my US address for NRI account opening?

How can I open an NRI savings account from the USA?

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