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IDFC FIRST Bulletin

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video
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Savings Account with industry best 7% Interest

Notifications

NRI
NRE Account

Securely invest your overseas income in India!

Enjoy assured returns on overseas earnings with IDFC FIRST NRE Fixed Deposit Account

Book Now Know More

NRI
NRE Account

We'll help you navigate your finances

Get upto 7.5% interest for your NRE Account with us

Open Account Know More

7.5% p.a.

NRI Savings Account

8.1% p.a.

NRI Fixed Deposits

$¥€

NRI FX rates

Here's what you can expect from us

An NRE Savings Account offers non-resident Indians a safe and convenient avenue to park their foreign income from their country of residence and grow their wealth by availing higher interest rates. Read more

NRE Fixed Deposits for NRIs

IDFC FIRST Bank's NRE Fixed Deposits provide a secure and rewarding way for Non-Resident Indians (NRIs) to invest their overseas or foreign earnings in India.

These deposits come with several advantages, such as hassle-free renewal, tax-free interest at competitive rates, and full reparability, ensuring your wealth grows consistently and remains easily accessible whenever you need it. Read more

We offer you the best rates

Account balance

₹

10k

₹10K ₹1Cr

Existing bank interest rate

2.5% 12%

Simulation results (for a period of 1 year):

₹92,234/-

Additional Interest you earn with us

₹1,67,234/-

* Interest you earn with IDFC FIRST Bank

₹75,000/-

** Interest you earn with your Bank

What makes our NRE Savings Account special?

Tax savings on interest

Interest on NRE Savings Account are exempt from taxes in India. Your capital gains are completely tax-exempt in India.

Funds are fully repatriable

Funds in the NRE savings accounts are completely repatriable without any constraints. Transfer all your deposits in your NRE account to your bank account in the country of your residence without any hassles.

Competitive interest rates offered

IDFC FIRST Bank offers competitive interest rates on NRE accounts. Enjoy better returns on your foreign earnings and grow your wealth quickly.

Cost-effective money transfers

Transfer money to and from your NRE savings account to your bank in your country of residence without any fee or charges.

Benefits to the mandate holder

Assign a mandate holder from your family member in India to run the bank account on your behalf.

Flexibility of joint account holding

IDFC FIRST Bank offers you the flexibility to open a joint account with another NRI or a Resident Indian on former or survivor basis.

Internationally accepted debit card

Enjoy an internationally accepted VISA Signature debit card that offers high withdrawal and spending limits to maintain your elite lifestyle. The card also comes with exclusive perks and benefits and accident insurance.

Innovative mobile banking app

Access your funds and manage your NRE Savings Account from anywhere around the world with an innovative mobile banking app offered by IDFC FIRST Bank. Get various banking services such as fund transfers, utility and credit card bill payments, and online shopping with the easy-to-use mobile app.

Your VISA Signature International Debit Card

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Features that will fuel your journey

Complimentary domestic airport lounge access, twice every quarter

Personal Accidental Insurance cover of 35L and Air accidental insurance cover of 1CR

Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh

Free and unlimited ATM transactions: at any bank, anywhere in India

Let's check your eligibility

Non-resident Indians

Person of Indian Origin (PIO)

Overseas Citizen India (OCI)

Seafarers working on International Vessels

Oil Rig Employees working on International Offshore Projects

Rig Employees working on International Offshore Projects

Identity proof

Passport

Non Resident Status Proof

Any of the Following
Visa / PIO card/ Foreign Passport with PIO declaration/ Continuous Discharge Certificate with Valid contract letter for seafarers / Resident Permit/ Resident Card.

Tax related

Any of the Following

PAN / Form 60,
FATCA-related fields on the application form

Overseas Address Proof

Any of the Following

Passport,
Driving license,
National Id /Government issued ids,
Latest utility bill (mobile/gas/electricity/telephone),
Latest savings bank statement from a transactional account,
Council tax bill,
Resident Permit,
Voter id/Electoral card.

Document Certification

When not being met by an IDFC FIRST Bank employee, please ensure your passport and address proof copies are certified by any one of the following entities from your overseas country of residence: Overseas bank with tie up to any Indian Bank | Overseas Branch of Indian Bank |Notary | Court Magistrate /Judge |Indian Embassy

Glance at the fees & charges

Enjoy 100% liquidity with tax exempt returns and remote processing for all banking transactions from anywhere, anytime!

Show fees and charges

India Toll free numbers

Gain 24/7 access to account management with global customer support.

Call us 1800 10 888

Email us support@idfcfirstbank.com

Say hello to effortless banking

Open NRE Account in simple steps!

click on the ‘Apply now’ button in the right corner and enter your mobile number as well as Email ID.

Fill in your details and upload your certified KYC documents along with photo and signature.

Post verification of your KYC documents, your account shall be opened.

Visit our branch and carry all the required self-attested KYC documents.

Fill out the offline account opening form and attach the required documents when submitting your application.

Our representative will guide you through the application process.

Money Transfer calculator

(Sending money to India)

Type of Transfer

Send Money to India Send Money Abroad

Select a foreign currency

Select Foreign Currency*

USD

AED

AUD

CAD

CHF

Enter a foreign currency

free, unlimited ATM withdrawals

every branch a home branch

high rates of interest

zero charges on 36+ essential account services

Calculate

Wow! your saved

₹320

with an IDFC FIRST Bank

Exchange rate USD1 = ₹84.74
Foreign exchange GST (INR) ₹147.6
Intermediary bank charges ~~₹ 20~~ ₹0
Exchange fee (INR) ~~₹ 300~~ ₹0

INR equivalent amount credited will be ₹236.02

Calculate

Looking for something else?

NRE Fixed Deposits

GGet tax exempt interest rates on your foreign currency earnings deposited in India

Open account Know more

FCNR Deposit

Get better returns on foreign currency, tax exempt interest on your overseas savings

Open account Know more

Max Returns FD

Earn higher returns than your regular deposits

Open account Know more

Mutual Funds

Investment options to help you meet your goals

Open account Know more

NRE Fixed Deposits

GGet tax exempt interest rates on your foreign currency earnings deposited in India

Open account Know more

FCNR Deposit

Get better returns on foreign currency, tax exempt interest on your overseas savings

Open account Know more

What our customers say

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Jane Doe

CEO, ABCD Company

Lorem ipsum dolor sit amet consectetur. Sed proin pellentesque odio adipiscing fames. Sodales mauris tincidunt id quam et integer quis. Egestas eleifend nisl elementum pharetra.

Jane Doe

CEO, ABCD Company

Jane Doe

CEO, ABCD Company

Jane Doe

CEO, ABCD Company

Lorem ipsum dolor sit amet consectetur. Sed proin pellentesque odio adipiscing fames. Sodales mauris tincidunt id quam et integer quis. Egestas eleifend nisl elementum pharetra.

Jane Doe

CEO, ABCD Company