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Savings Account with industry best 7% Interest

Notifications

  • NRI
  • NRE Account
We'll help you navigate your finances

Get upto 7.5% interest for your NRE Account with us

Open account

7.5% p.a.

NRI Savings Account

8.1% p.a.

NRI Fixed Deposits

$¥€

NRI FX rates

We offer you the best rates

₹
10k

₹10K ₹1Cr

%

2.5% 12%

Simulation results (for a period of 1 year):

₹92,234/-

Additional Interest you earn with us

₹1,67,234/-

* Interest you earn with IDFC FIRST Bank

₹75,000/-

** Interest you earn with your Bank

Open account

7.5% p.a.

NRI Savings Account

8.1% p.a.

NRI Fixed Deposits

$¥€

NRI FX rates

Open account

Here's what you can expect from us

An NRE Savings Account offers non-resident Indians a safe and convenient avenue to park their foreign income from their country of residence and grow their wealth by availing higher interest rates.Read more

What makes our NRE Savings Account special?

Tax savings on interest

Interest on NRE Savings Account are exempt from taxes in India. Your capital gains are completely tax-exempt in India.

Funds are fully repatriable

Funds in the NRE savings accounts are completely repatriable without any constraints. Transfer all your deposits in your NRE account to your bank account in the country of your residence without any hassles.

Competitive interest rates offered

IDFC FIRST Bank offers competitive interest rates on NRE accounts. Enjoy better returns on your foreign earnings and grow your wealth quickly.

Cost-effective money transfers

Transfer money to and from your NRE savings account to your bank in your country of residence without any fee or charges.

Benefits to the mandate holder

Assign a mandate holder from your family member in India to run the bank account on your behalf.

Flexibility of joint account holding

IDFC FIRST Bank offers you the flexibility to open a joint account with another NRI or a Resident Indian on former or survivor basis.

Internationally accepted debit card

Enjoy an internationally accepted VISA Signature debit card that offers high withdrawal and spending limits to maintain your elite lifestyle. The card also comes with exclusive perks and benefits and accident insurance.

Innovative mobile banking app

Access your funds and manage your NRE Savings Account from anywhere around the world with an innovative mobile banking app offered by IDFC FIRST Bank. Get various banking services such as fund transfers, utility and credit card bill payments, and online shopping with the easy-to-use mobile app.

Show details

Your VISA Signature International Debit Card

Features that will fuel your journey

Complimentary domestic airport lounge access, twice every quarter

Personal Accidental Insurance cover of 35L and Air accidental insurance cover of 1CR

Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh

Free and unlimited ATM transactions: at any bank, anywhere in India

Let's check your eligibility

Non-resident Indians

Person of Indian Origin (PIO)

Overseas Citizen India (OCI)

Seafarers working on International Vessels

Oil Rig Employees working on International Offshore Projects

Rig Employees working on International Offshore Projects

Identity proof

  • Passport

Non Resident Status Proof

  • Any of the Following
  • Visa / PIO card/ Foreign Passport with PIO declaration/ Continuous Discharge Certificate with Valid contract letter for seafarers / Resident Permit/ Resident Card.

Other Documents

  • Recent colour photograph, an image of your signature (only for online applications)

Tax related

Any of the Following

  • PAN / Form 60,
  • FATCA-related fields on the application form

Overseas Address Proof

Any of the Following

  • Passport,
  • Driving license,
  • National Id /Government issued ids,
  • Latest utility bill (mobile/gas/electricity/telephone),
  • Latest savings bank statement from a transactional account,
  • Council tax bill,
  • Resident Permit,
  • Voter id/Electoral card.

Document Certification

When not being met by an IDFC FIRST Bank employee, please ensure your passport and address proof copies are certified by any one of the following entities from your overseas country of residence: Overseas bank with tie up to any Indian Bank | Overseas Branch of Indian Bank |Notary | Court Magistrate /Judge |Indian Embassy

Glance at the fees & charges

Enjoy 100% liquidity with tax exempt returns and remote processing for all banking transactions from anywhere, anytime!

Show fees and charges

India Toll free numbers

Gain 24/7 access to account management with global customer support.

Call us 1800 10 888

Email us support@idfcfirstbank.com

Say hello to effortless banking

Open NRE Account in simple steps!

click on the ‘Apply now’ button in the right corner and enter your mobile number as well as Email ID.

Fill in your details and upload your certified KYC documents along with photo and signature.

Post verification of your KYC documents, your account shall be opened.

Visit our branch and carry all the required self-attested KYC documents.

Fill out the offline account opening form and attach the required documents when submitting your application.

Our representative will guide you through the application process.

Want to know the exchange rates?

AED
USD
AED
AUD
CAD
CHF
EUR

Enter amount

USD
100

100 1,00,000

EUR
USD
AED
AUD
CAD
CHF
EUR
Calculate
  • Bank transfer fee0 AED
  • Our fee14.21 AED
  • Total fees14.21 AED
  • Total amount we’ll convert985.79 AED
  • Guaranteed rate(24h)0.2431234
  • You could save up to 5.80 AED
  • Should arrive by thursday 10:00

Recipient gets

249.66 EUR

Convert currencies instantly with our exchange rate calculator

Our exchange rate calculator makes it easy to convert one currency to another in just seconds. Whether you're planning a trip, making international transactions, or simply curious about currency values, this tool has you covered!

How to use

  1. Select your currencies: Choose the currencies you wish to convert (e.g., USD to EUR).
  2. Enter the amount: Input the amount you want to convert.
  3. Get instant results: View the equivalent value in your chosen currency.

Looking for something else?

NRE Fixed Deposits

GGet tax exempt interest rates on your foreign currency earnings deposited in India

Open account Know more

FCNR Deposit

Get better returns on foreign currency, tax exempt interest on your overseas savings

Open account Know more

Max Returns FD

Earn higher returns than your regular deposits

Open account Know more

Mutual Funds

Investment options to help you meet your goals

Open account Know more

NRE Fixed Deposits

GGet tax exempt interest rates on your foreign currency earnings deposited in India

Open account Know more

FCNR Deposit

Get better returns on foreign currency, tax exempt interest on your overseas savings

Open account Know more

What our customers say

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CEO, ABCD Company

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Jane Doe

CEO, ABCD Company

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inverted-commas

Jane Doe

CEO, ABCD Company

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inverted-commas

Jane Doe

CEO, ABCD Company

Lorem ipsum dolor sit amet consectetur. Sed proin pellentesque odio adipiscing fames. Sodales mauris tincidunt id quam et integer quis. Egestas eleifend nisl elementum pharetra.

inverted-commas

Jane Doe

CEO, ABCD Company

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Frequently asked questions

Are there any specific regulations for NRIs in the USA when opening an NRI account in India?

There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.

How can I provide proof of my US address for NRI account opening?

How can I open an NRI savings account from the USA?

Are there any specific regulations for NRIs in the USA when opening an NRI account in India?

There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.

How can I provide proof of my US address for NRI account opening?

How can I open an NRI savings account from the USA?

Load more

Get in touch with us

We’re here for you

Are you an Indian resident?
If yes, you may call us at
1800-419-4332

Are you an NRI?
If yes, please feel free to get in touch with us at nriservices@idfcfirstbank.com
or call us at +91-22-6248-5152.

Still have doubts about our many NRI-related services?
Please write to us at nriservices@idfcfirstbank.com

Find other ways to contact us

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