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Savings Account with industry best 7% Interest

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FIRST Business Credit Card

Business expense management just got smarter

Joining Fee: 999 + GST

Annual Fees (2nd year onwards): ₹999 + GST

Apply Now

We truly walk the talk

Designed with entrepreneurs like you in mind

This is not just a feel-good statement; we deliver solutions tailored for your business.

Get the flexibility to
Choose what best fits your business needs

Pay less interest

Interest rate*

  • Year 1 (Introductory Offer): 1.5% p.m.
  • Year 2 onwards: 2% p.m. (Industry average: 2% - 3% p.m. )

5x Rewards

on foreign currency transactions

2x Rewards

on Business Utility & Digital Advertising

1x Rewards

on Rentals, Restaurants & Utility

Earn high rewards

10x Rewards

on foreign currency transactions

4x Rewards

on Business Utility & Digital Advertising

2x Rewards

on Rentals, Restaurants & Utility

Interest Rate: 3% p.m.

Fees applicable on each Credit Card

₹999 + GST

Joining Fees

₹999 + GST

Annual Fees (2nd year onwards)

Benefits

Easy cash management

  • Affordable EMI options starting as low as 1.5% p.m.
  • Single view of your business expenses
  • Make secure digital payments

Simplify expense management

  • Access interest-free credit for 45 days.
  • Get employee cards for seamless business payments
  • Receive comprehensive annualized statements

Unlock unlimited rewards

  • Up to 10X Reward Points
  • 5000 Reward Points on spend of *10 Lakh/year & extra 10,000 on spending an additional 10 Lakh/year
  • Categories not part of Bonus Rewards: Rental & Property Management.

Elevate your travel

  • Low forex mark-up at just 1.99%
  • 2 complimentary airport lounge visits per quarter*
  • Personal and travel insurance cover of up to 10 Lakh

Frequently asked questions

How do I apply for a FIRST Business Credit Card?

Simply reach out to your Relationship Manager with IDFC FIRST Bank and share a few details about your business. If you are pre-qualified for the FIRST Business Credit Card, they will guide you through a 3-step digital application process.

Is there a Joining/ Membership/ Annual fee on the FIRST Business Credit Card?

What are the criteria for getting a FIRST Business Credit Card? Who can apply for a FIRST Business Credit Card?

Is there a Joining/ Membership/ Annual fee on the FIRST Business Credit Card?

What are the criteria for getting a FIRST Business Credit Card? Who can apply for a FIRST Business Credit Card?

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