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Savings Account with industry best 7% Interest

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Welcome to the world of
great rewards, more power to you!

Choose a card to explore their rewards and savings

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Calculate rewards for FIRST Power

Fuel (only on HPCL)

₹0 ₹50,000

IDFC FIRST Bank FASTag Top Up

₹0 ₹20,000

Utility & Grocery Payments

₹0 ₹50,000

Base Rewards on other spends

₹0 ₹1,00,000

Earned Reward Points

1000

Savings in(Rs.)

₹250

*TnC Apply. Please refer the product page for more details here

Calculate rewards for FIRST Power +

Fuel (only on HPCL)

₹0 ₹50,000

IDFC FIRST Bank FASTag Top Up

₹0 ₹20,000

Utility & Grocery Payments

₹0 ₹50,000

Base Rewards on other spends

₹0 ₹1,00,000

Earned Reward Points

1000

Savings in(Rs.)

₹250

*TnC Apply. Please refer the product page for more details here

Reach new heights with Startup wings current account.

Minimum balance

No minimum balance
requirement up to 3 years

NIL Charges

NIL charges for trade
transactions, processing

Free Outward cheques

returns up to 10
instances per month

Minimum balance

No minimum balance
requirement up to 3 years

Minimum balance

No minimum balance
requirement up to 3 years

NIL Charges

NIL charges for trade
transactions, processing

Free Outward cheques

returns up to 10
instances per month

Minimum balance

No minimum balance
requirement up to 3 years

Enjoy power packed benefits

Open your Salary Account now to get access to a whole host of benefits

Enjoy power packed benefits

Open your Salary Account now to get access to a whole host of benefits

  • Complimentary Airport lounge access – once every quarter
  • Enjoy monthly interest credits with your IDFC FIRST Bank Corporate Salary account
  • Lost card liability up to Rs. 6 lakhs and Purchase protection of Rs.1 lakh
  • ₹35 lakhs free personal accident insurance cover
  • Free and unlimited ATM transactions at any bank anywhere in India
  • Free Air Accident Insurance Cover of Rs 1 crore
Know More Open Salary Account
  • Higher Interest rate of up to 6.25% on your salary account
  • Enjoy monthly interest credits with your IDFC FIRST Bank Corporate Salary account
  • Lost card liability up to Rs. 4 lakhs and Purchase protection of Rs.50 thousand
  • ₹5 lakhs free personal accident insurance cover
  • Free and unlimited ATM transactions at any bank anywhere in India
  • Free Air Accident Insurance Cover of Rs 30 lakhs crore
Know More Open Salary Account

Overview

Your credit card bill payment online is just as easy as swiping the card for your shopping needs. We at IDFC FIRST Bank offer multiple ways in which you can make your credit card bill payment in a hassle-free manner.

Click here to explore our various online credit card payment options and select the one that is convenient for you.

Note:

Any credit card bill payment made via other platforms, including any 3rd party apps not affiliated with IDFC FIRST Bank may have a higher turnaround time for the payment clearance. Hence it is recommended that any credit card bill payments through third party platforms (wallets, apps, payment gateways etc.), are initiated at least 3 days before the due date. For any queries arising on account of delays in realization of bill payments made via non-affiliated platforms, customers may reach out to the respective platforms directly.

Benefits & privileges

Types of Fuel Credit Cards

Enjoy a host of benefits and maximise your savings on every expense with IDFC FIRST Bank Credit Cards. Choose the best fuel credit card that suits your daily requirements.

FIRST Power Credit Card
  • Accelerated savings of up to 6.5% on fuel purchases
  • Savings worth fuel of 175 litres every year
  • Complimentary domestic airport lounge access
  • 25% savings on movie tickets and an attractive welcome bonus
Apply Now
FIRST Power+ Credit Card
  • Accelerated savings of up to 6.5% on fuel purchases
  • Savings worth fuel of 175 litres every year
  • Complimentary domestic airport lounge access
  • 25% savings on movie tickets and an attractive welcome bonus
Apply Now
FIRST Power
Credit Card
FIRST Power+
Credit Card

FAQ

Is UPI on Credit Card facility available on FIRST Power/ FIRST Power+ credit card?

Yes, UPI on Credit Card facility is available on FIRST Power and FIRST Power+ Credit Cards. You can now scan any UPI enabled QR code and pay using FIRST Power/ FIRST Power+ Credit Card.

You just have to ensure that you have linked your IDFC FIRST Bank FIRST Power / FIRST Power+ Credit Card to the UPI app being used by you. UPI apps BHIM, PhonPe, PayTm, Gpay, Freecharge, Slice, Cred & Mobikwik are currently available for this facility.

How to use the FIRST Power and FIRST Power+ Credit Card?

You can use the FIRST Power and FIRST Power+ like any other credit card. These cards get you extra savings on HPCL fuel & LPG payments, grocery & utility and other everyday expenses.

Who can apply for a FIRST Power / FIRST Power+ Credit Card?

You can apply for FIRST Power / FIRST Power+ Credit Card, if you meet the eligibility criteria below*:

• You must be at least 21 years old

• You must be an Indian citizen

• You must have a healthy credit score

• Your credit usage ratio must be within an acceptable level

• You must have an Annual Income of ₹3 lacs or more

*Issuance of Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.

I already hold an IDFC FIRST Bank Credit Card, will I be able to apply for FIRST Power / FIRST Power+ Credit Card?

You will be eligible to apply only for FIRST Power+ credit card if you already hold any of IDFC FIRST Bank Credit Cards.

However the credit limit is shared with all of your existing IDFC FIRST Bank Credit Cards if any.

A separate statement will be generated for your new credit card as per the applicable statement date. Please ensure to make the payment as per the statement.

How do I get the FIRST Power and FIRST Power+ Credit Card?

You can apply for the HPCL Fuel Credit Card on IDFC FIRST Bank website and Mobile Banking App or on HPCL website, online. You can also visit your nearby IDFC FIRST Bank branch and apply.

How many types of fuel credit cards can I apply for?

The HPCL Fuel Credit Card has two variants – FIRST Power and FIRST Power+. You can opt for any one of these variants, depending on your needs.

How do I calculate Fuel Points earned by my spending?

With the FIRST Power Credit Card, for every ₹150 spent, you earn 15X Reward Points on HPCL Fuel & LPG, Grocery & Utility and IDFC FASTag recharge and 2X Reward Points on other retail transactions, subject to terms & conditions.. With the FIRST Power+ Credit Card, for every ₹150 spent, you earn 24X Reward Points on HPCL Fuel & LPG, 30X Reward Points on Grocery & Utility and IDFC FASTag recharge and 3X Reward Points on other retail transactions, subject to terms & conditions. Additionally, on both these variants, you also earn 6 Payback Reward Points for every ₹100 fueling through HP Pay App.

How do I save on fueling through HP Pay App?

You need to register on HP Pay (App or Portal) first. You can upload the wallet on HP Pay using FIRST Power / FIRST Power+ credit card. You earn 3 Payback Rewards on loading the wallet and 3 Payback Rewards at the time of payment at the HP outlet. The Payback Rewards are capped at 300 points per month which is equivalent to fueling of INR 5,000 every month. You can check your Payback balance in HP Pay Mobile App itself.These rewards are not applicable if you directly make the fuel payment using HP Pay App without loading the wallet.

Is fuel cheaper with a Fuel Card?

Fuel is not cheaper with a Fuel Card. However, the spends done on fuel with a Fuel Card brings savings through accelerated Reward Points. With the FIRST Power and FIRST Power+ Credit Cards, you can earn 15X and 24X Reward Points on fuel and LPG spends done at HPCL outlets.

What is the Income eligibility criteria to apply for an FIRST Power Credit Card?

Eligibility* : Annual income of ₹ 3 Lacs or more

*Issuance of our Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.
Is there any Joining Offer applicable for FIRST Power and FIRST Power+ Credit Cards?

Yes, ₹500 cashback on 1st HPCL fuel transaction of ₹500 or above done within 30 days of card generation is applicable for FIRST Power+ & ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above done within 30 days of card generation is applicable for FIRST Power. Joining offer will only be applicable for cardholders who have paid the joining fee in full.

Which UPI applications have been enabled for linking the FIRST Power or Power+ Credit Card on UPI?

Currently, you can link your FIRST Power & Power+ Credit Card on select UPI applications such as – BHIM, PhonePe, PayTm, Gpay, Freecharge, Slice, Cred & Mobikwik.

How do I generate a UPI PIN for the FIRST Power or Power+ Credit Card?

Please select the IDFC FIRST Bank Credit Card from the linked credit card accounts, select set UPI Pin option from the dropdown. Enter last 6 digits of your FIRST Power/ Power+ Credit Card number, enter the expiry date, follow steps to complete the journey.

How do I make UPI payment using FIRST Power or Power+ Credit Card?

Once you have linked your FIRST Power or Power+ Credit Card on your preferred UPI app, click on ‘Scan’ to scan QR code, enter the amount, select FIRST Power/Power+ Credit Card from dropdown menu and authenticate your payment using UPI PIN. One the payment is completed, payment confirmation will be displayed

Can I change my UPI PIN?

Yes, you can change the UPI pin of your FIRST Power or Power+ Credit Card account by selecting ‘Change UPI PIN’ option present on your UPI applications.

What if I change my mobile number, how can I link FIRST Power or Power+ Credit Card on UPI apps?

Update your new mobile number on your FIRST Power or Power+ Credit Card account. Once updated, re-register the credit card on your preferred UPI apps.

Can I make payments to any person or other credit card using the linked FIRST Power or Power+ Credit Card on UPI?

No, only payments to merchant (P2M) will be allowed from the linked FIRST Power or Power+ Credit Card.

What are the merchant categories on which payment using Credit Card on UPI is restricted?

Categories – P2P (peer-to-peer), P2PM (peer-to-peer-merchant) digital account opening, lending platform, cash withdrawal at merchant, cash withdrawal at ATM, e-RUPI, IPO, Foreign Inward Remittances, Mutual Funds and any other categories as restricted by National Payment Corporation Of India (NPCI).

Can I make the payment of my Credit Card bill using UPI?

Yes, Credit Card bill payment can be done through the linked savings account from the UPI App. For recurring bill payments, you can register for UPI AutoPay

Can I link my existing Visa/ Mastercard Credit Card on UPI?

Currently, only IDFC FIRST Bank Credit Cards powered by RuPay can be linked on UPI.

Is there any limit on the transaction amount made from my linked FIRST Power or Power+ Credit Card on UPI?

The amount limit per card can be up to ₹1 lakh per day and ₹2 lakh for some special MCC codes, however it will be subject to the available credit limit on your card. Please note that the amount limit per day per card is ₹5,000 for the first 24 hours of linking the card on your preferred UPI app.

Will I be charged for linking or carrying out any transaction from my linked FIRST Power or Power+ Credit Card on UPI?

No, you will not be charged on linking or carrying out any transaction from the linked Credit Card on UPI.

Can I make my linked FIRST Power or Power+ Credit Card as default account to receive funds?

Credit Cards cannot be made a default option to receive funds

More FAQs