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FIRST Power/ FIRST Power+ HPCL Credit Card

Find the perfect loan payment plan

Simple, accurate and hassle-free personal loan EMI calculator

Monthly Income

₹

₹1,000 ₹10,00,000

Loan Tenure

Months

12 months 60 months

Total Monthly Obligation

₹

₹0 ₹40 Lakhs

You are eligible for a total loan amount of

₹5,50,000

Apply for personal loan

Disclaimer: The information provided is not guaranteed to be accurate or complete and is indicative and tentative in nature.

Benefits

Plan your finances with ease using the personal loan EMI calculator

Quickly estimate your EMIs

Determine the perfect personal loan plan to fit into your budget

Overview
Eligibility
Fees and charges
FAQ's

Open Account

Features & benefits

Banking

Experience true savings with best-in-class salary account features

Entertainment

Unlock exclusive access to 20+ OTT subscriptions and 40+ brand discounts with Times Prime

Food

Enjoy the convenience of ordering food and groceries with Swiggy One

Shopping & entertainment

Get unlimited entertainment benefits and FREE 1-day delivery with Amazon Prime

Insurance

Stay protected with complimentary insurance covers

Travel

Discover new experiences with exciting travel benefits

Loyalty rewards

Get up to 10X Reward Points on your Debit Card transactions

Debit cards

Salary Account with VISA Platinum Debit Card

Food

Enjoy the convenience of ordering food and groceries with Swiggy One

Insurance

Stay protected with complimentary insurance covers

Travel

Discover new experiences with exciting travel benefits

Loyalty rewards

Get up to 10X Reward Points on your Debit Card transactions

Debit cards

Salary Account with VISA Platinum Debit Card

Food

Enjoy the convenience of ordering food and groceries with Swiggy One

Food

Enjoy the convenience of ordering food and groceries with Swiggy One

Open account

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!

2.5% Value back on fuel & LPG filling up to ₹100 per month
2.5% Value back* on IDFC FASTag recharge up to ₹ 50 per month
2.5% Value back on utility & grocery spends up to ₹100 per month
1.5% Value back** on HP Pay App up to ₹75 per month
1% fuel surcharge waiver up to ₹100 per month
2X Reward Points*** on other retail transactions

BENEFITS & PRIVILEGES

Exciting welcome benefits & merchant offers to get you started!

₹250 Cash back on first transaction of ₹250 or above at HPCL fuel station within 30 days of Card set-up
5% Cash back (up to ₹1000) on the transaction value of first EMI done within 30 days of card set-up
Get flat ₹500 off on ZoomCar rentals
Get discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and EuropCard

Click here for more details

Activate Instantly

BENEFITS & PRIVILEGES

Powerful lifestyle privileges for a life in the fast lane!

Free Roadside Assistance worth ₹1,399
Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
EMIfy your purchases and balances and enjoy convenience of payments (Available on transactions and balances above ₹2,500)
Gift Add-on card to your family members without any extra charges (up to 3 add-on cards available)
Refer this card to your friends and earn 2,000 Rewards for every successful referral. Earn up to 10,000 Rewards

FIRST Power+ Credit Card

Your preferred drive for a life in the fast lane

Save up to ₹18,500 annually with this credit card, enough to buy you 175+ litres of fuel
Welcome benefits worth ₹2500
Lifestyle Privileges

Get rewarded for every UPI transaction
Low & Dynamic Interest rates starting at 9% per annum
0% Interest on ATM Cash Withdrawals until due date

Apply Now

T&Cs applicable, read on for more details

Drive Towards Rewards with Precision!

Enjoy Rewards: Drive, Earn, Redeem

Calculate Now

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!

2.5% Value back on fuel & LPG filling up to ₹100 per month
2.5% Value back* on IDFC FASTag recharge up to ₹ 50 per month
2.5% Value back on utility & grocery spends up to ₹100 per month
1.5% Value back** on HP Pay App up to ₹75 per month
1% fuel surcharge waiver up to ₹100 per month
2X Reward Points*** on other retail transactions

New

Start using UPI on your favourite UPI Apps

Power of UPI now on your FIRST Power Credit Card

New

Unlimited rewards meet convenience: UPI, now on your FIRST Power Credit Card!

Now earn same rewards even on your UPI Spends

Enjoy interest free credit period on UPI purchases

EMIfy your UPI purchase above Rs. 2,500

Activate Instantly Click here for more details

Power on in 4 simple steps Enable UPI on your FIRST Power Credit Card

Open your
favourite UPI app

Open your favourite UPI app

Go to "Account"
section and select
"Add Credit Card”

Go to "Account" section and select "Add Credit Card”

Select "IDFC
FIRST Bank"

Select "IDFC FIRST Bank"

Set UPI PIN

Your UPI PIN is meant to be a secret! Do not share it with anyone.

Payments that Power you

Scan
QR code

Scan QR code

Enter the
transaction amount

Enter the transaction amount

Select FIRST
Power Credit
Card from drop down

Select FIRST Power Credit Card from drop down

Authenticate
payment
using UPI PIN

Authenticate payment using UPI PIN

Confirmation will
be received post
payment completion

Confirmation will be received post payment completion

Benefits on your FIRST WOW! Credit Card

Pay no Joining or Annual Fee

learn more

4X Rewards Points on spends*

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Pay no Forex Markup Fee

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Withdraw Cash at 0% interest till due date

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Super low interest rate

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Earn 5% cashback on your first EMI*

learn more

50+ in-App discount offer

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Get Personal accident cover of 2 lac

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Lost Card Liability cover worth 25K

learn more

Reward Points that never expire!

learn more

Pay Instantly with Reward Points

learn more

Exclusive offers from your favourite brands

Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with.

Explore Offers

IDFC FIRST Bank Mobile App

Power in your pocket

App you must have for your Credit Card needs

EMI

Convert transactions to EMI

Autopay

Make bill payments with Autopay

Control

Complete charge of transactions

Rewards

Redeem rewards with ease

Enjoy power packed benefits

Open your Salary Account now to get access to a whole host of benefits

Enjoy power packed benefits

Open your Salary Account now to get access to a whole host of benefits

Complimentary Airport lounge access – once every quarter
Enjoy monthly interest credits with your IDFC FIRST Bank Corporate Salary account
Lost card liability up to Rs. 6 lakhs and Purchase protection of Rs.1 lakh
₹35 lakhs free personal accident insurance cover
Free and unlimited ATM transactions at any bank anywhere in India
Free Air Accident Insurance Cover of Rs 1 crore

Know More Open Salary Account

Ways to transact using the digital rupee

Want to be part of IDFC FIRST Bank e-rupee movement? Let us know

Scan e₹ QR code to pay a merchant
Transfer money to friend’s or family via linked mobile number
Load your e₹ wallet via linked IDFC First bank account or UPI
Get instant money in your e₹ wallet from friends 24/7 as all transaction are instant.

Notify Me Calculate Rewards

Eligibility

Applicant needs to be 18 years of age or above and must qualify as an Indian resident
Applicants must hold a fixed deposit account in cumulative, re-invest, and auto-renew mode
Book your FIRST WOW Credit Card today with minimum deposit of ₹2,000

Fees and charges

Applicant needs to be 18 years of age or above and must qualify as an Indian resident
Applicants must hold a fixed deposit account in cumulative, re-invest, and auto-renew mode
Book your FIRST WOW Credit Card today with minimum deposit of ₹2,000

Have questions? Here are the answers!

Is there joining/membership fee for IDFC FIRST Bank credit cards?

There is no joining membership fee applicable on any of IDFC FIRST Bank credit cards.

What are the documents required for processing a credit car application?

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What is the interest rate lev ied if there is a delay/non payment of my credit card dues?

More FAQs

Are you ready for an upgrade?

Are you ready for an upgrade?

IDFC FIRST Bank Accounts

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How do I upload my signature?

How do I track service requests which I have already raised?

IDFC FIRST Bank Mobile App

Drop a ‘Hi on 9555 555 555

Call us on 1800 10 888

Locate our nearby ATM/ Branches

FIRST Power/ FIRST Power+ HPCL Credit Card

Find the perfect loan payment plan

₹5,50,000

Benefits

Overview

Eligibility

Fees and charges

FAQ's

Features & benefits

Banking

Entertainment

Food

Shopping & entertainment

Insurance

Travel

Loyalty rewards

Debit cards

Food

Insurance

Travel

Loyalty rewards

Debit cards

Food

Food

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!

BENEFITS & PRIVILEGES

Exciting welcome benefits & merchant offers to get you started!

BENEFITS & PRIVILEGES

Powerful lifestyle privileges for a life in the fast lane!

FIRST Power+ Credit Card

Drive Towards Rewards with Precision!

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!