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Enjoy Zero Charges on 28 Commonly Used Savings Account Services
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NRE Savings Account
Zero Processing Fee
And competitive exchange rates on remittances
Bank From Anywhere
With our app – rated #1 in India
High Interest Rates
Calculated daily & credited every month
IDFC FIRST Bank offers a range of INR-denominated NRI Savings Accounts designed to help Non-Resident Indians (NRIs) conveniently manage their finances in India. For depositing foreign income or handling earnings from Indian sources, our accounts offer flexibility, high interest rates, and seamless digital access.
Read moreWe offer you the best interest rates
The interest you earn from your NRE Savings Account is completely exempt from taxes in India.
Enjoy better returns on your foreign earnings and grow your wealth quickly with interest rates up to 7% p.a.
Get personalised assistance with a dedicated NRI banking expert.
Transfer money to and from your NRE Savings Account without any fees or charges.
Transfer funds from your NRE account to your overseas bank account without hassle.
Enjoy high ATM withdrawal and spending limits with your complimentary VISA Signature International Debit Card.
Get the flexibility to open a joint account with another NRI or a Resident Indian.
Manage your NRE Savings Account from anywhere in the world with our award-winning mobile banking app.
NRIs with an international number can now make UPI payments within India.
Attractive debit card benefits facilitating transactions wherever you go.
Complimentary domestic airport lounge access, twice every quarter
Personal Accidental Insurance cover of 35L and Air accidental insurance cover of 1CR
Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
Free and unlimited ATM transactions: at any bank, anywhere in India
Enjoy 100% liquidity with tax exempt returns and remote processing for all banking transactions from anywhere, anytime!
Open Savings Bank Account online in just 3 simple steps. Online account opening does not require any paperwork or branch visit.
Visit your nearest IDFC FIRST Bank branch in India and carry all the requisite self-attested KYC documents.
Our branch representative will guide you through each step of the account opening process.
Your account will be opened on successful verification of the documents.
Open Savings Bank Account online in just 3 simple steps. Online account opening does not require any paperwork or branch visit.
Visit your nearest IDFC FIRST Bank branch in India and carry all the requisite self-attested KYC documents.
Our branch representative will guide you through each step of the account opening process.
Your account will be opened on successful verification of the documents.
Non-Resident
Indians
Person of Indian Origin (PIO)/
Overseas Citizen of
India (OCI)
Seafarers and Oil
Rig
Employees
Identity Proof
Additional Proof
Non-Resident Status Proof
Any of the following:
Overseas Address Proof
Any of the following documents mentioning your overseas address:
Disclaimer: When not being met by an IDFC FIRST Bank employee, please ensure your passport and address proof copies are certified by any one of the following entities from your overseas country of residence: Overseas bank with tie up to any Indian Bank / Overseas Branch of Indian Bank / Notary / Court Magistrate / Judge / Indian Embassy.
Earn tax-free interest on your foreign funds by investing in a fixed deposit account maintained in Indian Rupees.
Invest your overseas earnings and get tax-free interest with FCNR Deposits maintained in foreign currency
Earn higher returns than your regular deposits by booking forward contracts on your deposits
There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.
Experience premium support services crafted specifically for Non-Resident Indians worldwide!
For NRIs currently in India
Call us at 1800-419-4332
Write to us
Other Countries
Country specific information here
Reach out to your Dedicated Relationship Manager. Login to IDFC FIRST Bank Mobile Banking App > Access Menu in top left > My Relationship Team
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