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Savings Account with industry best 7% Interest

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Navigate your finances with us

Open Your NRI Account with IDFC FIRST Bank!

Apply Now
  • Higher interest rates  Upto 7.25%
  • Attractive  Rates
  • Dedicated RM  and  24X7 assistance
Apply Now

Overview

As an NRI living in the USA for work, you seek a reliable way to handle your savings in India. An NRI savings account is designed specifically for individuals like you, providing a range of services to simplify your banking experience. Opening an IDFC FIRST Bank NRI savings account offers comprehensive suites of services and ensures competitive interest rates, convenient fund access, and straightforward account management, making your banking smooth and efficient. Know more

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Key benefits

Easy account opening process

Opening an NRI account with IDFC FIRST Bank is quick and straightforward, allowing you to start banking without unnecessary delays.

Competitive interest rates

Enjoy attractive interest rates that help you grow your savings effectively.

24/7 access to funds

Access your account anytime, anywhere with robust internet and mobile banking facilities.

Fast and efficient transfers

Enjoy convenience of zero processing fees and no hidden charges.

Types of accounts for NRIs in the USA

Eligibility

Who can apply?

  • Non-resident Indians
  • Person of Indian Origin (PIO)
  • Overseas Citizen India (OCI)
  • Seafarers working on International Vessels
  • Oil rig employees working on international offshore projects
  • Rig employees working on international offshore projects

Documentation

How to open an NRI account for Indians in the USA?

  • Step 1

    To open an NRE/NRO savings account online, click on the ‘Apply now’ button in the right corner and enter your mobile number as well as email ID.

  • Step 2

    Fill in your details and upload your certified KYC documents along with your photo and signature.

  • Step 3

    Post verification of your KYC documents, the bank will activate your account and you can start transacting.

  • Step 1

    Locate the nearest IDFC FIRST Bank branch and carry all the required self-attested KYC documents. Contact the banking representative and apply for an NRE account

  • Step 2

    Fill out the offline account opening form and attach the required documents when submitting your application

  • Step 3

    Our representative will guide you through the application process

Features of IDFC FIRST Bank NRI Account

Choose an IDFC FIRST Bank NRI savings account and experience a world of convenience, security, and exceptional service, designed specifically for Indians residing in the USA.

Internet banking

Internet banking

  • Manage your account online with ease anywhere via net banking, track transactions, and transfer funds securely.

Debit card

Debit card

  • Enjoy an internationally accepted VISA Signature debit card that offers high withdrawal and spending limits to maintain an elite lifestyle.
  • The card also comes with exclusive perks and benefits as well as personal and air accident insurance cover.

Mobile application

Mobile application

  • Access your funds and manage your NRI savings account from anywhere around the world with the innovative mobile banking App offered by IDFC FIRST Bank.
  • You can use the IDFC FIRST Bank mobile banking app to make fund transfers, clear utility and credit card bill payments, as well as shop online!

Frequently asked question

Are there any specific regulations for NRIs in the USA when opening an NRI account in India?

There are specific regulations that NRIs in the USA must adhere to when opening an NRI account in India. The Reserve Bank of India (RBI) has set guidelines to ensure compliance and transparency. NRIs need to provide valid identification documents, proof of NRI status, and adhere to the Foreign Account Tax Compliance Act (FATCA) regulations. FATCA requires individuals to report their financial accounts held outside the USA, and Indian banks, including IDFC FIRST Bank, must report NRI account details.

How can I provide proof of my US address for NRI account opening?

How can I open an NRI savings account from the USA?

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