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IDFC FIRST Bulletin

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

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Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Know more Watch video
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Compare Savings A/c Interest

Balance you maintain in your account

₹10K ₹5Cr

Interest payout by other bank

p.a. paid quarterly

2.5% 4%

Extra interest with IDFC FIRST

₹63,248

Interest you earn from other bank

₹60,678

Interest per year

Interest you earn from IDFC FIRST Bank

₹1,23,926

Unlock savings now! Disclaimer

	Your bank	IDFC FIRST bank
Payout cycle	Quarterly	Monthly
Int. earned	₹ 60,678/yr	₹ 1,23,926/yr

You’ll earn ₹63,248 more per year through IDFC First savings account!

See how this gets calculated?

Interest slabs used for rate comparison:

3.00% p.a. for

<=₹5L

7.00% p.a. for

₹5L - ₹10Cr

All amounts mentioned are average monthly balance amounts.

Interest will be calculated on progressive balances in each interest rate slab, as applicable.

View all interest rate slabs

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Personal Loan EMI Calculator

Our Personal Loan EMI calculator is your guide to personal loan planning. It provides unique insight into your expected repayment schedule. You can use our personal loan EMI calculator to gauge your EMIs and prepare mentally for the loan even before you apply. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. Read more

Month	Principal	Interest	EMI	Balance	Loan Paid to Date
1	₹ 3,261	₹ 175	₹ 3,436	₹ 16,739	16.3%
2	₹ 3,290	₹ 146	₹ 3,436	₹ 13,449	32.8%
3	₹ 3,318	₹ 118	₹ 3,436	₹ 10,131	49.3%
4	₹ 3,347	₹ 89	₹ 3,436	₹ 6,784	66.1%
5	₹ 3,377	₹ 59	₹ 3,436	₹ 3,406	83.0%
6	₹ 3,406	₹ 30	₹ 3,436	₹ 0	100.0%
7	₹ 3,406	₹ 30	₹ 3,436	₹ 0	100.0%
8	₹ 3,406	₹ 30	₹ 3,436	₹ 0	100.0%
9	₹ 3,406	₹ 30	₹ 3,436	₹ 0	100.0%
10	₹ 3,406	₹ 30	₹ 3,436	₹ 0	100.0%

What are the benefits of using a Personal Loan EMI Calculator?

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Prior knowledge of EMI values

By using the online personal loan calculator, you can know the amount needed to be kept aside every month for loan repayment.

Budget Management

With prior knowledge of monthly EMI values, you can manage your finances around the EMI amount and tackle expenses accordingly.

Better Tenure selection

With the knowledge of the total principal amount and the total interest payable, you can use the calculator to choose a loan tenure you will be comfortable with.

Quicker, accurate results

Calculating EMI via the traditional manual method is time-consuming, complex, and often prone to errors. An online calculator offers accurate results within seconds.

Convenience

Our calculator has a seamless user interface and is easy to use whether you check it on desktop, or on a mobile device.

Instant results

You can know your approximate EMI for a personal loan in a few seconds, helping you plan your repayment schedule.

View all benefits

Frequently Asked Questions

How do I use a financial calculator online?

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How is monthly instalment calculated?

What are the different ways in which EMI can be calculated?

More FAQs

Types of personal loan

Personal Loan for marriage

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Personal Loan for travel

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Personal Loan for emergency

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Loan Blogs

The Basics of a Credit card

To understand the concept of a savings account, imagine you and your friend have ₹500 each. While your friend kept it with him, you deposited it in a bank that offers an interest rate of 10% annually.

Team FinFIRST Sep 20 • 3 mins read

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