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Enjoy Zero Charges on 28 Commonly Used Savings Account Services
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Apply digitally with just PAN & Aadhaar
FIRSTmoney Smart Personal Loan has been designed for individuals with a credit score of 730
and above, it provides instant personal loans of up to ₹10 lakh with competitive interest
rates and zero foreclosure charges to close your loan anytime. The flexibility to choose
your
tenure, EMI repayment date, and access to on-demand loans based on your needs, ensures that
your borrowing experience is convenient and stress-free. View
personal loan interest rates
*Illustrative purposes only. Loan disbursal at sole
discretion of IDFC FIRST Bank Ltd. Terms & Conditions Apply
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Say goodbye to foreclosure charges and repay your outstanding loan whenever you want without worrying about additional fees.
Take advantage of customised personal loan repayment options. Choose from flexible tenures to suit your financial needs.
Enjoy quick and paperless instant personal loan application process, that disburses loan amounts directly to your bank account.
Get an instant loan up to ₹10 lakh based on your eligibility and financial requirements. Obtain more loans, on-demand in just a few clicks, when needed.
To be eligible for an online personal loan, you should be:
Salaried or Self-Employed
Between 21 - 60 years
Have a CIBIL Score of 710 & above
CIBIL Score (300-900) reflects your credit history; higher scores improve loan approval chances.
A valid Aadhaar Card number
Physical PAN Card at the time of Video KYC.
Step 1
Click ‘Apply Now’
Step 2
Register with your mobile number
Step 3
Confirm basic details to check eligibility
Step 4
Choose loan preferences and link bank account
Step 5
Once verified, get the loan amount in 24 hours
Interest Rate
Processing Fee
Loan Tenure
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Unlock premium travel experiences with FIRSTmoney personal loan, a seamless digital loan, designed for elite travellers like you.
Stay financially secure in emergency situations with FIRSTmoney personal loan, a smart personal loan that preserves your savings for long-term goals.
Turn your wedding dreams into reality with FIRSTmoney, a smart personal loan that keeps your finances stable as you begin a new chapter.
Get the financial flexibility you need during medical emergencies with a FIRSTmoney personal loan, ensuring access to the best care for you or your loved ones.
Renovate your home with ease with FIRSTmoney, a personal loan, that gives you the flexibility to manage and plan your expenses.
Apply for a Personal Loan online in select major cities and get quick access to the funds you need. Enjoy a seamless digital process from application to approval, with minimal documentation. Get the loan amount credited to your account effortlessly and meet your financial needs with ease.
Personal loan for
₹30,000 salary
Personal loan for
₹35,000 salary
Personal loan for
₹40,000 salary
Personal loan for
₹45,000 salary
Personal loan for
₹50,000 salary
For faster processing of Personal Loan application, you must meet specific . requirements like minimum age, income, and a good credit score
For faster processing of Personal Loan application, you must meet specific . requirements like minimum age, income, and a good credit score
For faster processing of Personal Loan application, you must meet specific . requirements like minimum age, income, and a good credit score
For faster processing of Personal Loan application, you must meet specific . requirements like minimum age, income, and a good credit score
For faster processing of Personal Loan application, you must meet specific . requirements like minimum age, income, and a good credit score
Allocate a small portion of the loan towards an emergency fund. This will provide a safety net for emergency costs.
After you apply for a Personal Loan, re-evaluate your financial goals to ensure they are realistic given you new obligations.
While managing your own loans, avoid the risk of co-signing or guaranteeing loans for others.
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