*This offer is subject to completion of full KYC in Online Savings Account with ₹25k average monthly balance
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Get #MoreFromYourBank

Our Savings Account is designed to meet your individual needs. We understand the importance of saving for the future, for you and your loved ones. That’s why, IDFC FIRST Bank Savings Account offers one of the best interest rates of up to 6.75%. You can save more, do more, and live life to the fullest.

Monthly credit of interest on Savings Accounts
Up to 6.75% interest p.a. on Savings Account
Zero charges on non-home branch transactions
ERO Fee on common Savings Account services

Hot Deals on Savings Account

Get 15% off

up to ₹125 on

Flat ₹100 off

on a minimum purchase of ₹699 on Thursday

Flat 35% off

on a minimum purchase of ₹800

12% Discount

On Domestic Flights up to Rs. 1,200

10% Discount

on Nike/Sketchers

Flat ₹100 off

on a minimum purchase of ₹699 on Thursday

Get 15% off

up to ₹125 on

12% Discount

On Domestic Flights up to Rs. 1,200

Get 15% off

up to ₹125 on

Flat ₹100 off

on a minimum purchase of ₹699 on Thursday

Flat 35% off

on a minimum purchase of ₹800

12% Discount

On Domestic Flights up to Rs. 1,200

10% Discount

on Nike/Sketchers

Flat ₹100 off

on a minimum purchase of ₹699 on Thursday

Get 15% off

up to ₹125 on

12% Discount

On Domestic Flights up to Rs. 1,200

Open your account in 4 easy steps

Keep your Aadhaar/VID number & PAN number handy

Enjoy Zero Charges on 28 Commonly Used Savings Account Services

Click on know more to view savings account services

Benefits

  • Free and unlimited ATM transactions: at any bank, anywhere in India
  • Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
  • Complimentary domestic airport lounge access, once every quarter
  • Free Personal Accident Insurance Cover of ₹35 lakhs and Air Accident Insurance Cover of ₹1 crore

Fees & Charges

Find out about our minimal and transparent
fees & charges

Frequently Asked Questions

What is a Savings Account?

“Digital Rupee” or “e₹” is a legal tender, similar to sovereign paper currency, and is issued in digital form by the Reserve Bank of India. e₹ will offer features of physical cash like trust, safety and settlement finality with atomicity (i.e. immediate settlement of transactions) in digital mode. e₹ represents a direct claim on the central bank. It can be used to carry out transactions or store value digitally, similar to the manner in which currency notes can be used in physical form.

How does the monthly interest credit for savings account work?

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How to Open Instant Savings Bank Account Online?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

Are there any charges for home loan transfers?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

More FAQs

*All offers are subject to completion of full KYC in Online Savings Account with 25k AMB