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Savings Account with industry best 7% Interest

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Saving accounts

Enjoy Zero Charges on All Commonly Used Savings Account Services

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wealth

Overview

A 3-in-1 account gives you the convenience to seamlessly operate your Demat, Trading and Bank Account. This 3-in-1 account is a joint offering by IDFC FIRST Bank Limited and ICICI Securities Limited. Read more Lorem is dummy text dolor a sagacite is regulated by the International Financial Services Centre Authority (IFSCA). With a wide range of financial services under its hood, it presents enormous opportunities to accelerate cross-border trade and facilitate foreign investment. Read less

Why Choose IDFC FIRST Bank Savings Accounts?

High Interest Rates

Earn up to 7.25% p.a. on your savings

Zero-Fee Banking

No charges on savings account services like IMPS, NEFT, RTGS, ATM withdrawals, and more

Monthly Interest Credits

Grow your savings faster with monthly payouts

Digital Convenience

Open and manage your account online with ease

High Interest Rates

Earn up to 7.25% p.a. on your savings

Types of Accounts

Here’s a comprehensive list of IDFC FIRST Bank savings accounts, each crafted for specific customer needs:

Savings Account

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  • Zero Fee Banking on all Savings Account services
  • Zero charges on IMPS, Debit Card, SMS Alerts & more
  • Get higher interest rates of up to 7.25% p.a.
Open Account Know more

Corporate Salary Account

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  • Enjoy Zero Fee Banking on All Salary Account Services
  • Earn Monthly Interest Credits on Your Savings
  • Get Complimentary Times Prime, Swiggy One & Amazon Prime Memberships
Open Account Know more

Senior Citizen Savings Account

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  • Complimentary health benefits for 1 year with MediBuddy
  • Cyber Insurance of up to Rs. 2 lakhs Auto Sweep-out & Sweep-in facility available
  • Preferential rates on fixed & recurring deposits
Open Account Know more

FIRST Power

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  • Complimentary health benefits for 1 year with MediBuddy
  • Up to 50% discount on 1st year locker rental
  • Free & unlimited ATM transactions at any bank’s ATM in India
Open Account Know more

Honour FIRST Defence Account

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  • Monthly Interest Credit on Savings
  • Personal accidental Insurance cover of up to ₹70 Lacs
  • Air accident cover of up to ₹1 crore
  • Zero Balance Savings account
Open Account Know more

Nation FIRST Salary Account

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  • Personal accidental cover of ₹1 crore
  • Monthly interest credit on savings
  • Purchase protection of up to ₹1 lakh
  • Free and unlimited ATM transactions at any bank ATM
Open Account Know more

Savings Account

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  • Zero Fee Banking on all Savings Account services
  • Zero charges on IMPS, Debit Card, SMS Alerts & more
  • Get higher interest rates of up to 7.25% p.a.
Open Account Know more

Corporate Salary Account

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  • Enjoy Zero Fee Banking on All Salary Account Services
  • Earn Monthly Interest Credits on Your Savings
  • Get Complimentary Times Prime, Swiggy One & Amazon Prime Memberships
Open Account Know more

Senior Citizen Savings Account

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  • Complimentary health benefits for 1 year with MediBuddy
  • Cyber Insurance of up to Rs. 2 lakhs Auto Sweep-out & Sweep-in facility available
  • Preferential rates on fixed & recurring deposits
Open Account Know more
View all accounts

IDFC FIRST Bank Savings Account Interest Rates

On Balances (in ₹) Rate of Interest (% p.a.) effective from 20th February 2025
<= 5 lac 3.00%
> 5lac <= 10lac 5.00%
> 10lac <= 100cr 7.25%
> 100cr <= 200cr 4.50%
> 200cr 3.50%

Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.
Install Now View Awards

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

Answering FAQs

What is an Savings Account?

Any business transaction between two or more parties requiring secured fund settlement as pre-agreed under an agreement can be managed through the Escrow account. IDFC FIRST Bank acts as an Escrow Agent to ensure transactions are executed as per the underlying executed Escrow agreement.

What are the benefits of opening an Savings Account with IDFC FIRST Bank?

Can net banking access be provided to you for Savings accounts?

Can you avail API services in your Savings Account for payments and collections?

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More FAQs

Learn more ways to grow your savings

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