Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
Annual Report
What’s special about us
Customer Support
About Us
Investors
Careers
CSR

Select language

Popular searches

Product Hom e Loan

Products & Services (12)

Apply Now Product Hom e Loan
Apply Now Product Loan Agaisnt Property - Hom e Loan
Apply Now Product Balance Transfer - Hom e Loan
Apply Now Product Hom e Loan EMI Calculator
See 8 More Results

Recent searches

Download Form Hom e Loan Application Form
Download Product Loan Agaisnt Property - Hom e Loan
Download Article Benefits of Balance Transfer
View All 32 Results

Savings Account with industry best 7% Interest

Notifications

No Complicated descriptions.

No Complex calculations.

Just peace-of-mind banking!

Open Account

No Complicated descriptions.

No Complex calculations.

Just peace-of-mind banking!

Open Account
Request a callback
Request a callback

With IDFC FIRST Bank, you pay ZERO Charges on 28 commonly used Savings Account services and more than 50 commonly used Current Account services.

List of charges that are free across Savings & ‘Booster’ Current Account

01

IMPS charges (outward)

02

NEFT charges (outward at branches)

03

RTGS Charges per Transaction - Outward (Branch)

04

International ATM / POS Transaction charges

05

Manager’s cheque / demand draft cancellation / revalidation charges

06

Charges on Third party Cash Transactions at branches

07

SMS alert charges

08

Debit Card Issuance charges (first year)

09

Interest certificate issuance charges

10

Account closure charges

11

Photo attestation charges

12

Address confirmation charges

13

Standing instruction charges

14

Duplicate statement issuance charges

15

Balance certificate issuance charges

16

Charges for retrieval of old transactional records

17

Signature attestation charges

18

Charges for ECS/NACH return

19

Stop payment of cheque charges

20

Decline charges for insufficient balance at ATM

21

Demand draft / Pay order Issuance charges

22

ATM Transaction charges Own Network

23

Duplicate Passbook Issuance charges

24

Charges for deliverables returned by courier due to negative reasons

Additional charges that are free with Savings Account

25

Zero charges on cash withdrawal at non-home branches (by value)

26

Zero charges on cash

27

Zero charges for bulk payment setup (NEFT & RTGS)

28

Zero charges on bulk payment transactions (NEFT & RTGS)

Additional charges that are free with Current Account

29

Zero charges on cash withdrawal at non-home branches (by value)

30

branches (by value) deposit at ATM

31

Zero charges for bulk payment setup (NEFT & RTGS)

32

Zero charges on bulk payment transactions (NEFT & RTGS)

33

Zero charges on Virtual Account Solution setup

34

Zero charges on Virtual Account Collections transaction

35

Zero charges on FIRC issuance

36

Zero charges on BRC issuance

37

Zero charges on UPI (QR) setup

38

Zero charges on UPI (QR) standee issuance

39

Zero charges on Debit Card replacement

40

Zero charges on cheque pick-up under Doorstep Banking

41

Zero charges on Payment Gateway setup

42

Zero charges on Payment Gateway AMC

43

Zero charges on POS machine setup

44

Zero charges on POS AMC

45

Zero charges on outstation cheque collection at bank location

46

Zero charges on outstation cheque collection at non-bank locations

47

Zero charges for physical PIN generation

48

Zero charges on non-maintenance of AMB

49

Zero charges for balance enquiry at branches

50

Zero charges on import bills collections

51

Zero charges on swift charges

52

Zero charges on export documents courier

53

Zero charges on export LC advising

54

Zero charges on inward remittance

55

Zero charges on collection of export bills (LC & non-LC)

56

Zero charges on regularization of export bills

57

Zero charges on address change request at branches

58

Zero charges on one-time mandate authorization

59

ZERO annual charge for Debit Card

60

ZERO charge for Connected Banking Solution

61

ZERO charge for outward remittance

With IDFC FIRST Bank, you pay ZERO Charges on 28 commonly used Savings Account services and more than 50 commonly used Current Account services.

List of charges that are free across Savings & ‘Booster’ Current Account

01

IMPS charges (outward)

02

NEFT charges (outward at branches)

03

RTGS Charges per Transaction - Outward (Branch)

04

International ATM / POS Transaction charges

05

Manager’s cheque / demand draft cancellation / revalidation charges

06

Charges on Third party Cash Transactions at branches

07

SMS alert charges

08

Debit Card Issuance charges (first year)

09

Interest certificate issuance charges

10

Account closure charges

11

Photo attestation charges

12

Address confirmation charges

13

Standing instruction charges

14

Duplicate statement issuance charges

15

Balance certificate issuance charges

16

Charges for retrieval of old transactional records

17

Signature attestation charges

18

Charges for ECS/NACH return

19

Stop payment of cheque charges

20

Decline charges for insufficient balance at ATM

21

Demand draft / Pay order Issuance charges

22

ATM Transaction charges Own Network

23

Duplicate Passbook Issuance charges

24

Charges for deliverables returned by courier due to negative reasons

Additional charges that are free with Savings Account

25

Zero charges on cash withdrawal at non-home branches (by value)

26

Zero charges on cash

27

Zero charges for bulk payment setup (NEFT & RTGS)

28

Zero charges on bulk payment transactions (NEFT & RTGS)

Additional charges that are free with Current Account

29

Zero charges on cash withdrawal at non-home branches (by value)

30

branches (by value) deposit at ATM

31

Zero charges for bulk payment setup (NEFT & RTGS)

32

Zero charges on bulk payment transactions (NEFT & RTGS)

33

Zero charges on Virtual Account Solution setup

34

Zero charges on Virtual Account Collections transaction

35

Zero charges on FIRC issuance

36

Zero charges on BRC issuance

37

Zero charges on UPI (QR) setup

38

Zero charges on UPI (QR) standee issuance

39

Zero charges on Debit Card replacement

40

Zero charges on cheque pick-up under Doorstep Banking

41

Zero charges on Payment Gateway setup

42

Zero charges on Payment Gateway AMC

43

Zero charges on POS machine setup

44

Zero charges on POS AMC

45

Zero charges on outstation cheque collection at bank location

46

Zero charges on outstation cheque collection at non-bank locations

47

Zero charges for physical PIN generation

48

Zero charges on non-maintenance of AMB

49

Zero charges for balance enquiry at branches

50

Zero charges on import bills collections

51

Zero charges on swift charges

52

Zero charges on export documents courier

53

Zero charges on export LC advising

54

Zero charges on inward remittance

55

Zero charges on collection of export bills (LC & non-LC)

56

Zero charges on regularization of export bills

57

Zero charges on address change request at branches

58

Zero charges on one-time mandate authorization

59

ZERO annual charge for Debit Card

60

ZERO charge for Connected Banking Solution

61

ZERO charge for outward remittance