Select language

Recommended (3)

product

Savings Account - Open Bank Account Online.

product

Savings Account - Open Bank Account Online.

product

Women Savings Account – FIRST Power Savings Account for Women

product

Women Savings Account – FIRST Power Savings Account for Women

Notifications

Elevate Your Lifestyle with Easy & Affordable Consumer Durable Loans

Bring home extra happiness with No Cost EMIs and instant loans from ₹5,000 to ₹8 Lakhs.

Easy Buy EMI Card

No Cost EMI

Paperless Process

Instant Approval

Apply Now
Consumer Durable Loan

Convert your Big Buys into Small Affordable EMIs with IDFC FIRST Bank Consumer Durable Loan. Fulfil your shopping Wishlist of electronics, gadgets, home appliances, lifestyle products & much more with attractive schemes.

Our loans are tailored to your needs, with flexible tenures up to 36 months for loan amounts ranging from ₹5,000 to ₹8 lakhs. Meet our representative at a store near you to apply for a Consumer Durable Loan.

Consumer Durable Loan Key Benefits

Attractive Interest Rates

EMIs paid at no additional cost.

Flexible Tenures

Choose your repayment plan between 3 to 36 months.

Instant Approvals

Click on Apply Now and check your eligibility OR Walk into any store and apply for a loan

Paperless Journey

Access quick loans anytime, anywhere.

Pre-qualified Offer

Redeem against any number of purchases, Minimum value of ₹3,000.

Dynamic Offers

With automated credit history check, get offer up to 8 lakhs.

Anytime Service on Fingertips

Connect with us on Mobile App, WhatsApp, Website, IVR, for your convenience.

Easy Access to Loan Info

View loan details, download documents, make payments, etc via Mobile app.

Eligibility and How to Apply

Who Can Apply?

Consumer Durable Loan criteria is as below:

Nationality of the applicant

Indian

Age of the applicant

18-65 years*

Employment Status

Active

Employment Type

Salaried/Self Employed

How to Apply

Consumer Durable Loan criteria is as below:

1

Click “Apply Now” or scan the QR code

2

Enter your mobile number and PAN details

3

View approved offer & find nearby dealer

Scan the QR code to start your application journey

Products You Can Now Finance

Laptops

Power up your productivity with the latest laptops. Own one today with our No Cost EMI and skip the extra charges.

TVs

Upgrade your binge sessions with the smartest televisions. Use your Easy Buy EMI Card and take one home in just a few clicks.

Smart watches

Stay connected and on track with trendy smartwatches. Get yours today through a paperless process that’s as smooth as your new gadget.

Gaming Consoles

Level up your play with the latest gaming consoles. Enjoy seamless ownership with our No Cost EMI, game now, pay later!

Cameras

Capture life’s best moments with top-tier cameras. With instant approval, you’re just moments away from clicking in style.

Camera Accessories

Complete your photography kit with premium camera accessories. Shop now with a paperless process, no hassle, just great gear.

Tablets

Work, play, or learn on the go with the latest tablets. Get one easily using your Easy Buy EMI Card, no stress, just swipe and own.

Refrigerators

Keep your cool with the latest fridges—now available on easy EMIs at top partner stores.

ACs

Level up your cool game this summer with the latest ACs. Enjoy instant approval and bring home comfort without the wait.

Air Fryer

Serve up guilt-free crispy treats with the latest air fryers. Enjoy instant approval and take one home in minutes.

Chimney

Breathe easy while you cook with the latest chimneys. Now available at partner stores on simple EMIs.

Oven

Upgrade your baking game today. Flexible tenures and quick checkout make bringing one home super simple.

Our App Ratings

  • 1.12 million + Happy users
  • 4.9 Play Store
  • 4.8 App Store

Testimonials

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jenny Doe

April 2022

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jenny Doe

April 2022

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jenny Doe

April 2022

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jenny Doe

April 2022

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jenny Doe

April 2022

Smart Choices.
Clear Costs.

Explore Consumer Durable Loan
Fees & Charges.

FAQs

What is a personal loan?

When a loan is taken out to purchase a pre-owned car, it is called a repurchase loan.

A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.

What can a personal loan be used for?

Anyone who meets any of the following requirements can apply:

- Self Employed Professionals

- Hindu Undivided Family (H.U.F.)

- Sole Proprietorship

- Partnership

- OPC / Private & Public  Limited Company

- Limited Liability Partnership

How do I check my eligibility for a personal loan?

You can open an IDFC FIRST Bank Current Account by visiting your nearest bank branch or click here to apply online.

How can I manage my EMI schedule?

The documents required to open a Current Account are based on your constitution type. Click here to view the list of documents.

How much time does it take to process a pre-owned car loan?

It takes 1 day to sanction the loan and further 2 days to process the payment after all the relevant documents have been provided.

How much loan can I get on repurchase of a pre-owned car?

You can get loan up to 100% of the valuation of your desired pre-owned car basis your credit score and Bank's internal assessment criteria.

How much loan can I get against a pre-owned car?

You can get loan of up to 200% of the valuation of your pre-owned car basis your credit score and Bank's internal assessment criteria.

What are special offers by IDFC FIRST Bank pre-owned car loan/loan against car?
  1. Re-purchase:

    • • Rate of Interest: Starting as low as 11.99%* per annum
    • • Tenure: up to 7 years
    • • Loan Amount: From ₹1 Lakh up to ₹2 Cr
    • • Funding: Up to 100% of the valuation of the car

  2. Re-finance/Loan against Car:

    • • Rate of Interest: Starting as low as 13.99%* per annum
    • • Tenure: Up to 5 years
    • • Loan Amount: From ₹1 Lakh up to ₹50 lakhs
    • • Funding: Up to 200% of the valuation of the car

More FAQs

The Network Behind Our Growth

240+ Sales Point Present

55+ Manufacturer Tie-ups

65,000+ Counters Present

10,000+ Sales Team Strength

Discover our banking products