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Savings Account with industry best 7% Interest

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Home Loan

Owning your dream home is now more accessible than ever! With IDFC FIRST Bank home loan, we give you the best rates and prime property selection so you can live your best life. You can apply for ... read more.

Our signature savings accounts are designed to meet your individual needs. We understand the importance of saving for the future, for you and your loved ones. That’s why IDFC FIRST Bank savings accounts offer an industry-best interest rate of 7%.read less.

Fastrack balance transfer

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ELIGIBILITY

Who can apply?

Personal Documents

  • Passport-size photograph
  • Aadhaar card
  • Valid Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
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Documentation

For Digital:

  • Aadhar Card
  • If you have PAN card, it is mandatory to provide it while opening your account

For Physical ( you can submit anyone of the following)

  • Passport-size photograph
  • Aadhaar card
  • Valid Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
Apply Now View All Interest Rates

Mode of payment

₹

Loan Amount*

₹25,000 ₹10,00,000

Month

Loan Tenure (months)

2 month 365 month

%

Rate of interest (p.a)

6.5% 15%

Total Amount

₹70,00,000

Principal Amount
₹68,50,000
Total Interest
₹1,50,000
Loan EMI (Monthly)
₹90,000
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View Amortization Details

Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0
Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Principal (P) ₹7,866 ₹7,948 ₹8,031 ₹8,115 ₹8,199 ₹8,284 ₹8,371 ₹8,458 ₹8,546 ₹8,635 ₹8,725 ₹8,816
Interest (I) ₹1,041 ₹959 ₹876 ₹793 ₹708 ₹623 ₹537 ₹449 ₹361 ₹272 ₹182 ₹91
Total (P+I) ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908 ₹8,908
Balance ₹92,133 ₹84,185 ₹76,153 ₹68,038 ₹59,839 ₹51,554 ₹43,183 ₹34,724 ₹26,178 ₹17,542 ₹8,816 ₹0

FEES

Find out about our minimal and transparent fees & charges

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FREQUENTLY ASKED QUESTIONS

How to apply for Savings Account?

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Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

What is the initial pay in amount required for opening your IDFC FIRST Bank Savings Account?

Consequat te olim letalis premo ad hos olim odio olim indoles ut venio iusto. Euismod, sagaciter diam neque antehabeo blandit, jumentum transverbero luptatum. Lenis vel diam praemitto molior facilisi facilisi suscipere abico, ludus, at. Wisi suscipere nisl ad capto comis esse, autem genitus. Feugiat immitto ullamcorper hos luptatum gilvus eum. Delenit patria nunc os pneum acsi nulla magna singularis proprius autem exerci accumsan.

Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Savings Account?

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Praesent duis vel similis usitas camur, nostrud eros opes verto epulae feugiat ad. Suscipit modo magna letalis amet et tego accumsan facilisi, meus. Vindico luptatum blandit ulciscor mos caecus praesent sed meus velit si quis lobortis praemitto, uxor.

More FAQs

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Senior Citizen’s Savings Account

Make the most of your golden years

Upto 7% Interest Rate (p.a)

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Corporate Salary Account

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Upto 7% Interest Rate (p.a)

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Health First Savings Account

Double the benefits

Upto 7% Interest Rate (p.a)

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FEATURED

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