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Mutual Funds

Maximise wealth with market linked returns

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Forward-looking research

Funds are handpicked with a focus on expected future performance rather than past returns to identify future winners.

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Consolidated investment dashboard

Get an organised overview of your investment portfolio, including product and asset-class breakdowns, for easier tracking and management.

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Seamlessly digital

100% digital process, including Investment Services Account opening and mutual fund KYC completion. No branch visits required.

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Tailored to your needs

Our team of experts help you identify suitable funds based on your specific needs and risk tolerance.

Mutual Funds

Mutual Funds provide a convenient way to invest in a diversified portfolio without the need for active management. Mutual Funds are pools of money managed by a professional Fund Manager. The Fund Manager invests the collected money in equities, bonds, money market instruments, and/or other securities as per the defined risk profile of the investment. This enables you to align your investments with specific financial goals, like saving for retirement, education, or a major purchase. You can achieve your financial goals while managing risk and taking advantage of professional management expertise. Read more...

Benefits of Mutual Funds

Mutual Funds offer investors various benefits like:

  • 1

    Professional Management

  • 2

    Tax efficiency

  • 3

    Liquidity

  • 4

    Regulatory transparency

  • 5

    Diversification

  • 6

    Convenience

benefits

Take the first step towards

growing your wealth by opening an IDFC FIRST Bank Savings Account with monthly interest credits!

Disciplined approach for long term goals

Calculate your returns on Mutual Funds

hand-with-money

5K 5L

years

1 year 30 year

%

5% 20%

At an expected rate of

1,40,000

How do Mutual Funds Work?

Here’s a simple illustration that simplifies how Mutual Funds work

How do Mutual Funds Work?

Here’s a simple illustration that simplifies how Mutual Funds work

Types of Mutual Funds

There are several types of mutual fund schemes available for investment, though most mutual funds fall into one of four main categories,

Equity Funds

Equity Funds primarily invest in equity shares. Equity funds must hold at least 65% of equity shares. The principal objective of these investments is capital appreciation over a medium- to long-term investment horizon. The size of an equity fund is determined by market capitalization. The investment style, reflected in the fund’s stock holdings, is also used to categorize equity Mutual Funds.

Debt Funds

Hybrid/Balanced Funds

Taxing Saving Funds

Systematic Investment Plan Systematic
Investment Plan
What is SIP investment? What is SIP
investment?
Benefits of SIP Benefits
of SIP
Benefits of SIP New Benefits
of SIP New

Supercharge your SIP with the step up calculator

Accelerate your mutual fund investments to achieve your financial goals faster

100 1Cr

 years

1 year 99 year

%

5% 30%

Step Up

Option to increase your SIP installment amount at pre-defined intervals, in turn boosting your investments.

10K 10Cr

%

10% 30%

After 3 years your investment value will be

Regular SIP

Total Future Value

₹10,36,960
Investment 4,00,000 Returns

4,00,000

Step up SIP

Total Future Value

₹19,36,960
Investment 8,00,000 Returns

11,36,960

Start SIP

100 1Cr

 years

1 year 99 year

%

5% 30%

Monthly SIP Amount

₹1,40,000/-

Lumpsum Amount

10k 10Cr

 years
1 Year

1 Year 50 Years

%
10%

1% 30%

Total Investment

15,000
+

Wealth Gained

15,000

Total Investment

15,000
+

Wealth Gained

15,000

Current Investment Value

71,000

Use our Risk Profiler for portfolio recommendations adjusted to your risk appetite.

Frequently Asked Questions

What is a Mutual Fund?

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How do Mutual Funds work?

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Why opt-in for a smart instant personal loan?

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